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Vanquis : Credit builder credit card reviews

4.78
Based on 19,912 reviews, last reviewed 20th Jan 2026
No new 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
85%
See only 4 star reviews
10%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
2%

Latest highest rating:

5

Very good banking experience, one of the best credit... Very good banking experience, one of the best credit cards I’ve ever used Reviewed on: 20th January 2026
Claire H's avatar
Claire H

Latest lowest rating:

1

Poor complaints handling and broken promises I had a frustrating experience with Vanquis that I need to share. Called the activation number on my new card sticker and it straight up didn’t work. ... Read more Reviewed on: 7th January 2026
Carlien 's avatar
Carlien

About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (19912)

user friendly experience, amazing for a payment remi...

4
user friendly experience, amazing for a payment reminder session. I have nothing to complain Reviewed on: 2nd May 2024

Vanquis is always there whenever I need both money t...

5
Vanquis is always there whenever I need both money transfer or balance transfer , it’s a fast track and reliable. Reviewed on: 2nd May 2024

Excellent customer service .

5
Excellent customer service . very professional staff ! Reviewed on: 2nd May 2024

Good experiences from start to finish

5
Good experiences from start to finish Reviewed on: 2nd May 2024

Very user friendly app.

5
Very user friendly app. Good communication at all times. Reviewed on: 2nd May 2024

hen you need it and Vanquis don't ha...

5
It's there for when you need it and Vanquis don't hassle about increasing the credit limit Reviewed on: 2nd May 2024

No hassle easy experience

5
No hassle easy experience haven't had a credit increase as yet but am happy so far Reviewed on: 2nd May 2024

Excellent service and good communication

5
Excellent service and good communication Reviewed on: 2nd May 2024

Had a Vanquish card to originally build my credit sc...

4
Had a Vanquish card to originally build my credit score. Only used it for a few things a month, and paid it off in full each month Reviewed on: 2nd May 2024

Grateful

4
I have been a customer for years now. Vanquis has always be helpful. It was my first credit card and I was very grateful to have stumbled on the just when I needed a helping hand. Reviewed on: 2nd May 2024

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