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Vanquis : Credit builder credit card reviews

4.78
Based on 19,912 reviews, last reviewed 20th Jan 2026
No new 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
85%
See only 4 star reviews
10%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
2%

Latest highest rating:

5

Very good banking experience, one of the best credit... Very good banking experience, one of the best credit cards I’ve ever used Reviewed on: 20th January 2026
Claire H's avatar
Claire H

Latest lowest rating:

1

Poor complaints handling and broken promises I had a frustrating experience with Vanquis that I need to share. Called the activation number on my new card sticker and it straight up didn’t work. ... Read more Reviewed on: 7th January 2026
Carlien 's avatar
Carlien

About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (19912)

Good offers and customer service

5
Have great experience highly recommended Reviewed on: 2nd May 2024

Easy to use app that allows me to keep track of spen...

5
Easy to use app that allows me to keep track of spending and help build my credit history whilst giving me peace of mind that I can deal with unexpected expenses Reviewed on: 2nd May 2024

My experience with vanquis has always been positive.

5
My experience with vanquis has always been positive. I have everything at my fingertips with the app and it's well laid out and all the information needed in one place ... They've always been clear and informative with terms and conditions. And you know everything that is going on with your account no hidden information. Customer service is brilliant and very helpful when needed. Very happy to be with vanquis definitely a company that cares and works hard to provide it's consumers with everything they need and feel valued. Reviewed on: 2nd May 2024

Good Financial Company.

5
Not much to add, found customer service very good when needed Reviewed on: 2nd May 2024

Excellent for my needs

5
Always easy to use everything simply explained Reviewed on: 2nd May 2024

I love the ease of use of the app

5
I love the ease of use of the app Reviewed on: 2nd May 2024

Highly Recommended

5
I can honestly say that I have only good experiences with Vanquis and any queries I have had was dealt with quickly and efficiently Reviewed on: 2nd May 2024

Since I have been with Vanquis I have never had any...

5
Since I have been with Vanquis I have never had any issues my card. All my queries have been resolved with no delay. I feel very secured with Vanquis. I will fully recommend to anyone. Reviewed on: 2nd May 2024

I had such a good experience.

5
I had such a good experience. I can manage my money better Reviewed on: 2nd May 2024

Helped me out of a difficult situation

5
Helped me out of a difficult situation Reviewed on: 2nd May 2024

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