Smart Money People Logo

Vanquis : Credit builder credit card reviews

4.78
Based on 19,912 reviews, last reviewed 20th Jan 2026
No new 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
85%
See only 4 star reviews
10%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
2%

Latest highest rating:

5

Very good banking experience, one of the best credit... Very good banking experience, one of the best credit cards I’ve ever used Reviewed on: 20th January 2026
Claire H's avatar
Claire H

Latest lowest rating:

1

Poor complaints handling and broken promises I had a frustrating experience with Vanquis that I need to share. Called the activation number on my new card sticker and it straight up didn’t work. ... Read more Reviewed on: 7th January 2026
Carlien 's avatar
Carlien

About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

Review Vanquis : Credit builder credit card now

Help others make smarter decisions by sharing your own experience. Write a review

Vanquis Credit builder credit card reviews (19912)

1 years very happy good nice very nice

5
1 years very happy good nice very nice Reviewed on: 2nd May 2024

Vanquis card is very good and i like it its easy to...

5
Vanquis card is very good and i like it its easy to use and customer service was realy excellent Reviewed on: 2nd May 2024

Worst experience ever.

1
Worst experience ever. Poor customer care. Never solved the issue after months Reviewed on: 2nd May 2024

Have been with Vanquis for about 14 years.

5
Have been with Vanquis for about 14 years. They have developed a very good app so you can do everything on there. Are very helpful in the event of having to chat to them too. Their phone system is good if you need to pay by phone find out yr balance or talk to someone. Overall a good company to be with Reviewed on: 2nd May 2024

Been very easy to use customer service is really hel...

5
Been very easy to use customer service is really helpful Reviewed on: 2nd May 2024

Easy to use App and information provided regularly

5
Easy to use App and information provided regularly Reviewed on: 2nd May 2024

Excellent customer service, friendly, polite and ver...

5
Excellent customer service, friendly, polite and very professional Reviewed on: 2nd May 2024

Excellent service

5
Was very easy application, all the terms ect were easy to understand and the app is also very easy to use. Have needed customer service. Would definitely recommend Reviewed on: 2nd May 2024

Quick and easy to apply for and great communication...

5
Quick and easy to apply for and great communication throughout the process also great value no annual fees and easy to use app what more would you want Reviewed on: 2nd May 2024

Never had a problem.

5
Never had a problem. I have been using this bank for several years and I'm happy. I highly recommend Vanquis bank. Reviewed on: 2nd May 2024

Do you have a different Vanquis product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Vanquis ?

  • Loans

    from Vanquis 4.92 from 1253 reviews
    Vanquis
  • Black Diamond Visa

    from Vanquis 4.79 from 9 reviews
    Vanquis
  • Vanquis Savings

    from Vanquis 4.74 from 4 reviews
    Vanquis
    View all products