Smart Money People Logo

Vanquis : Credit builder credit card reviews

4.78
Based on 19,912 reviews, last reviewed 20th Jan 2026
No new 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
85%
See only 4 star reviews
10%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
2%

Latest highest rating:

5

Very good banking experience, one of the best credit... Very good banking experience, one of the best credit cards I’ve ever used Reviewed on: 20th January 2026
Claire H's avatar
Claire H

Latest lowest rating:

1

Poor complaints handling and broken promises I had a frustrating experience with Vanquis that I need to share. Called the activation number on my new card sticker and it straight up didn’t work. ... Read more Reviewed on: 7th January 2026
Carlien 's avatar
Carlien

About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

Review Vanquis : Credit builder credit card now

Help others make smarter decisions by sharing your own experience. Write a review

Vanquis Credit builder credit card reviews (19912)

Excellent service from customer service to using my...

5
Excellent service from customer service to using my credit card. Reviewed on: 2nd May 2024

They listen to you and are very helpful

5
They listen to you and are very helpful Reviewed on: 2nd May 2024

App limited

5
I regularly use the App, although there are some features missing that I can only access through the Vanquis online account. The only reason I wouldn't recommend Vanquis to friends, or family is, they either have had a credit card account for years with another bank, or they have no desire to open an account with any bank Reviewed on: 2nd May 2024

They have always been helpful and dealt with my quer...

5
They have always been helpful and dealt with my queries effectively. Reviewed on: 2nd May 2024

Communication is always clear

4
Communication is always clear and customer service is friendly and helpful every time I’ve had to speak with someone. Reviewed on: 2nd May 2024

Very poor service.

1
Very poor service. They don't even increase credit limit Reviewed on: 2nd May 2024

Highly Recommended, Amazing Offers, Good Rates, 5*

5
Highly Recommended, Amazing Offers, Good Rates, 5* Reviewed on: 2nd May 2024

Best card And easier customer service

5
Best card And easier customer service Reviewed on: 2nd May 2024

Quick & so easy to use .

5
Quick & so easy to use . Secure which means a lot Reviewed on: 2nd May 2024

Customer service is very attentive and supportive, n...

5
Customer service is very attentive and supportive, never had any issue they couldn’t solve Reviewed on: 2nd May 2024

Do you have a different Vanquis product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Vanquis ?

  • Loans

    from Vanquis 4.92 from 1253 reviews
    Vanquis
  • Black Diamond Visa

    from Vanquis 4.79 from 9 reviews
    Vanquis
  • Vanquis Savings

    from Vanquis 4.74 from 4 reviews
    Vanquis
    View all products