Smart Money People Logo

Vanquis : Credit builder credit card reviews

4.78
Based on 19,912 reviews, last reviewed 20th Jan 2026
No new 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
85%
See only 4 star reviews
10%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
2%

Latest highest rating:

5

Very good banking experience, one of the best credit... Very good banking experience, one of the best credit cards I’ve ever used Reviewed on: 20th January 2026
Claire H's avatar
Claire H

Latest lowest rating:

1

Poor complaints handling and broken promises I had a frustrating experience with Vanquis that I need to share. Called the activation number on my new card sticker and it straight up didn’t work. ... Read more Reviewed on: 7th January 2026
Carlien 's avatar
Carlien

About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

Review Vanquis : Credit builder credit card now

Help others make smarter decisions by sharing your own experience. Write a review

Vanquis Credit builder credit card reviews (19912)

I have had Vanquis for a number of years and it’s ve...

5
I have had Vanquis for a number of years and it’s very easy to use with the ease of contact details to call if you need to however interested payments rates are high. but do not stop this from making the approach to vanquis as you are able to freeze your card and get support if you need whilst I think the first year the interested rates are significantly lower which you can expect anywhere. Reviewed on: 2nd May 2024

Recommend!

5
Excellent customer service and support. Very happy with Vanquis and would definitely recommend to others Reviewed on: 2nd May 2024

Easiest app to use, perfect utility’s within the app...

5
Easiest app to use, perfect utility’s within the app, easy process of sign up and able to choose repayments, highly recommended Reviewed on: 2nd May 2024

Bad experience, I also have an account with new day,...

2
Bad experience, I also have an account with new day, compared to new day Vanquis is poor, they have a lot of catching up to do. The team seems confused and don’t seem to know what they are doing. Reviewed on: 2nd May 2024

Good service

5
Had great experience until now,seems to be a problem with links to apply when offered a new loan Reviewed on: 2nd May 2024

Easy to deal with

5
Very easy to talk at customer service, solves any issues quickly good contact Reviewed on: 2nd May 2024

i like how vanquis helps you build up your credit sc...

5
i like how vanquis helps you build up your credit score along the way especially if your young Reviewed on: 2nd May 2024

Vanquish gave me a chance to build my credit up.

5
Vanquish gave me a chance to build my credit up. Reviewed on: 2nd May 2024

Never had any problems with this card or the service...

5
Never had any problems with this card or the service provided Reviewed on: 2nd May 2024

Never had any problems, they do what they say, and c...

4
Never had any problems, they do what they say, and customer services helpful Reviewed on: 2nd May 2024

Do you have a different Vanquis product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Vanquis ?

  • Loans

    from Vanquis 4.92 from 1253 reviews
    Vanquis
  • Black Diamond Visa

    from Vanquis 4.79 from 9 reviews
    Vanquis
  • Vanquis Savings

    from Vanquis 4.74 from 4 reviews
    Vanquis
    View all products