Write a review

Go to business site

Vanquis : Credit builder credit card reviews

Name: Credit builder credit card
Rating: 4.78 (19912 reviews)

View other Vanquis products

4.78

Based on 19,912 reviews, last reviewed 20th Jan 2026

No new 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

85%

10%

Latest highest rating:

5

Very good banking experience, one of the best credit... Very good banking experience, one of the best credit cards I’ve ever used Reviewed on: 20th January 2026

Latest lowest rating:

1

Poor complaints handling and broken promises I had a frustrating experience with Vanquis that I need to share. Called the activation number on my new card sticker and it straight up didn’t work. ... Read more Reviewed on: 7th January 2026

Read all reviews Write a review

About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

Review Vanquis : Credit builder credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Vanquis Credit builder credit card reviews (19912)

never had any issues always provided a great service...

never had any issues always provided a great service it has help me buy using the card to help build my credit score as i was in a poor state but with thre regular text messages to tell me when my payment was due was great as it ensured i never was late or ever went over my limit Reviewed on: 2nd May 2024

Quality customer service, too high interest rates

Card and their customer service are really good but the interest is definitely too high. Reviewed on: 2nd May 2024

Vanquis credit card has been brilliant, easy to use...

Vanquis credit card has been brilliant, easy to use the app, friendly customer service who assisted me a few times now and very polite and understanding. Reviewed on: 2nd May 2024

Great service, quick to answer calls and assist wit...

Great service, quick to answer calls and assist with your query. Reviewed on: 2nd May 2024

Amazing service from Vanquis ...

Vanquis has been a life saver for me the app in amazing lets me keep an eye on my spending and I’ve never had one single problem with Vanquis five stars from me one very happy customer Reviewed on: 2nd May 2024

I use every day I’m happy with it

I use every day I’m happy with it Reviewed on: 2nd May 2024

perfect customer service and very professional and g...

perfect customer service and very professional and gives me a chance to build up my credit rating Reviewed on: 2nd May 2024

No issues, great service.

No issues, great service. Automated phone, on-line banking, customer service easy to use. All round great service Reviewed on: 2nd May 2024

Good service

Very easy to understand the web site. Reviewed on: 2nd May 2024

Piece of mind.

I got the card to help fix my credit score and I was a bit afraid of getting into debt, but the app is so simple to use and understand. I can see what I have used and see what I can afford to spend paying in is a piece of cake too. I just tell the app the sum I want to pay in and that’s it. My credit score is better, I have money for an emergency and because I can see what is available I can make informed decisions on my spending. It’s so straightforward. I get paper statements too and Vanquis don’t send 100s of annoying texts or emails like some other providers. I don’t worry about money these days and it’s good to know that the card is there if I need it. Reviewed on: 2nd May 2024

Do you have a different Vanquis product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Overpay
from Incredible 4.60 from 5 reviews
Instant pay
from Incredible 5.00 from 28 reviews
Credit card
from Nationwide 4.01 from 210 reviews

Want to see more from Vanquis ?

Loans
from Vanquis 4.92 from 1253 reviews
Black Diamond Visa
from Vanquis 4.79 from 9 reviews
Vanquis Savings
from Vanquis 4.74 from 4 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub