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Vanquis : Credit builder credit card reviews

Name: Credit builder credit card
Rating: 4.78 (19912 reviews)

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4.78

Based on 19,912 reviews, last reviewed 20th Jan 2026

No new 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

85%

10%

Latest highest rating:

5

Very good banking experience, one of the best credit... Very good banking experience, one of the best credit cards I’ve ever used Reviewed on: 20th January 2026

Latest lowest rating:

1

Poor complaints handling and broken promises I had a frustrating experience with Vanquis that I need to share. Called the activation number on my new card sticker and it straight up didn’t work. ... Read more Reviewed on: 7th January 2026

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About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (19912)

I had a bad credit rating, now after having vanquis...

I had a bad credit rating, now after having vanquis my rating gone up and more lenders are wishing me to be part of their customers Reviewed on: 2nd May 2024

Very easy to apply, credit limit was increased at a...

Very easy to apply, credit limit was increased at a reasonable time, friendly staff to talk to , and also it has really helped my credit rating improve slowly, hopefully it will continue to keep Increasing over time :) Reviewed on: 2nd May 2024

Customer service generally very satisfactory and sec...

Customer service generally very satisfactory and security excellent Reviewed on: 2nd May 2024

always understandind and resonable rates

always understandind and resonable rates Reviewed on: 2nd May 2024

Excellent service , the customer service team were v...

Excellent service , the customer service team were very helpful Reviewed on: 2nd May 2024

Vanquis is brilliant

Vanquis is brilliant at helping keep track of your spending and the app is brilliant and easy to use and make payments would recommend to any Reviewed on: 2nd May 2024

Excellent service works well, i dont have anything n...

Excellent service works well, i dont have anything negative to say, i am very happy with my account. Reviewed on: 2nd May 2024

The card has been incredible for myself as a student...

The card has been incredible for myself as a student due to the low interest rate. Reviewed on: 2nd May 2024

When others said NO - VANQUIS said YES

Provided me with a credit card when other providers said no. Really helped me out in time of need! Thank you! Reviewed on: 2nd May 2024

First ever credit card.

First ever credit card. Process took a while but it's been plain sailing since. Can't fault the service. Reviewed on: 2nd May 2024

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