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Vanquis : Credit builder credit card reviews

Name: Credit builder credit card
Rating: 4.78 (19912 reviews)

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4.78

Based on 19,912 reviews, last reviewed 20th Jan 2026

No new 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

85%

10%

Latest highest rating:

5

Very good banking experience, one of the best credit... Very good banking experience, one of the best credit cards I’ve ever used Reviewed on: 20th January 2026

Latest lowest rating:

1

Poor complaints handling and broken promises I had a frustrating experience with Vanquis that I need to share. Called the activation number on my new card sticker and it straight up didn’t work. ... Read more Reviewed on: 7th January 2026

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About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (19912)

Loyal customer and impressed with service level and...

Loyal customer and impressed with service level and support Reviewed on: 1st May 2024

Very good service.

Very good service. Very easy access to all information Reviewed on: 1st May 2024

Good service and safe excellent service

Good service and safe excellent service Reviewed on: 1st May 2024

Vanquis gave me a lifeline

At a time in my life when I had nothing Vanquis gave me a lifeline. They believed in me and gave me that first step in to a new life Reviewed on: 1st May 2024

very helpful and very polite and knowledgeable

very helpful and very polite and knowledgeable Reviewed on: 1st May 2024

Useful card and company has good communication

Useful card and company has good communication Reviewed on: 1st May 2024

5 star from me

really good and helpful always there to help in anyway possible. Reviewed on: 1st May 2024

I had a poor credit rating due to a relationship bre...

I had a poor credit rating due to a relationship breakdown, I still had choices of cards to build my credit rating back up. I researched cards and interest rates and because of the APP capabilities and interest free offer to me, I decided on Vanquis. The APP they offer allowed me to pay more some months and less others, the flexibility of payments was so good and gave me an incentive to pay off the debt quicker. The flexibility, the prompts that payments are due annd other updates from Vanquis helped me feel in control. My credit score is now brilliant and that is thanks to the prompt updates to my credit reports , hints and tips that Vanquis offer. I am now back to normal and as I’ve said my credit score has been boosted by this card. Thank you Vanquis. The App is so good I didn’t need to call, but if I did as a worker they have great opening times. Reviewed on: 1st May 2024

Always help me.

Always help me.very good card. Staff very good. Sometimes money not in my account, I am late paying not extra. Reviewed on: 1st May 2024

Good card to rebuild your credit score appreciate th...

Good card to rebuild your credit score appreciate the good credit limit very helpful when your paying off a large debt especially on a 0% promotional.rate Reviewed on: 1st May 2024

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