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Vanquis : Credit builder credit card reviews

4.78
Based on 19,912 reviews, last reviewed 20th Jan 2026
No new 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
85%
See only 4 star reviews
10%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
2%

Latest highest rating:

5

Very good banking experience, one of the best credit... Very good banking experience, one of the best credit cards I’ve ever used Reviewed on: 20th January 2026
Claire H's avatar
Claire H

Latest lowest rating:

1

Poor complaints handling and broken promises I had a frustrating experience with Vanquis that I need to share. Called the activation number on my new card sticker and it straight up didn’t work. ... Read more Reviewed on: 7th January 2026
Carlien 's avatar
Carlien

About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (19912)

A credit building card that’s a credit itself

5
I’ve been extremely pleased with the service and product from Vanquis. As a card that is used to help improve my credit rating, it’s very much helped me to do that in a very short period of time. I’ve never experienced any negative issues at all and would absolutely recommend Vanquis for this looking to improve their credit rating. Reviewed on: 1st May 2024

Never had any issues apps very easy to use would rec...

5
Never had any issues apps very easy to use would recommend to friends Reviewed on: 1st May 2024

I trust and have every confidence that my account is...

5
I trust and have every confidence that my account is in safe hands,first class customer service really next to none Reviewed on: 1st May 2024

Little extra

5
I’m very pleased to be member of Vanquis bank, it’s helps me a lot with my expenses. Staff very helpful and friendly! Reviewed on: 1st May 2024

They are very helpful and understanding

5
They are very helpful and understanding Reviewed on: 1st May 2024

A great credit builder

5
Worthwhile to get one as it will help build your credit. Reviewed on: 1st May 2024

Excellent service , really easy to use app.

5
Excellent service , really easy to use app. Everything is made clear and simple. By using the card it helps me manage my money well and build my credit score. Reviewed on: 1st May 2024

Really quick and easy to provide answers to question...

4
Really quick and easy to provide answers to questions and results Reviewed on: 1st May 2024

Log saver

5
Quick and simple to use app no awkward questions a very good rate of interest Reviewed on: 1st May 2024

Good experience

5
I am really happy to be customer vanquis card Reviewed on: 1st May 2024

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