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Vanquis : Credit builder credit card reviews

4.78
Based on 19,912 reviews, last reviewed 20th Jan 2026
No new 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
85%
See only 4 star reviews
10%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
2%

Latest highest rating:

5

Very good banking experience, one of the best credit... Very good banking experience, one of the best credit cards I’ve ever used Reviewed on: 20th January 2026
Claire H's avatar
Claire H

Latest lowest rating:

1

Poor complaints handling and broken promises I had a frustrating experience with Vanquis that I need to share. Called the activation number on my new card sticker and it straight up didn’t work. ... Read more Reviewed on: 7th January 2026
Carlien 's avatar
Carlien

About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (19912)

Vanquis have helped to improve my Credit.

5
Vanquis have helped to improve my Credit. Reviewed on: 1st May 2024

Pleasant company to deal with.

5
Pleasant company to deal with. Helpful and professional Reviewed on: 1st May 2024

I had a nice experience , very easy to use, I am ver...

5
I had a nice experience , very easy to use, I am very happy and satisfied. Reviewed on: 1st May 2024

Let me tell you about my experience with the Vanquis...

5
Let me tell you about my experience with the Vanquis credit card – it’s been an absolute game-changer for me when it comes to managing my finances. Every month, without fail, it helps me stay on track with my budgeting goals. What I really love about the Vanquis credit card is how it simplifies budgeting. I can easily keep tabs on my spending thanks to its straightforward interface and helpful spending alerts. It’s like having a financial advisor in my pocket, reminding me where my money is going and helping me make smarter choices. But the convenience doesn’t stop there. The Vanquis app is seriously impressive. It’s so user-friendly, allowing me to check my balances, make payments, and review transactions on the fly. It’s like they’ve thought of everything to make managing your finances as easy as possible. And let’s talk about customer service – it’s top-notch. Whenever I’ve had a question or needed assistance, their support team has been super helpful and friendly. It’s reassuring to know that if I ever need help, they’re just a phone call away. Overall, I can’t recommend the Vanquis credit card enough. It’s been a lifesaver for me when it comes to budgeting, and the combination of its features and excellent customer service make it stand out from the crowd. If you’re looking for a credit card that makes managing your finances a breeze, look no further than Vanquis. Reviewed on: 1st May 2024

Amazing .

5
Amazing . Always available!!. I feel so comfortable using my credit card. Easy my life. Reviewed on: 1st May 2024

Good company.

4
Good company. Its handy having the app and being to log on pay bills and track spending. Reviewed on: 1st May 2024

Easy to apply and user friendly app

5
Easy to apply and user friendly app Reviewed on: 1st May 2024

Good for building your credit

5
Good for building your credit, good customer service and good app. Reviewed on: 1st May 2024

It has an easy-to-use app, good and honest credit card

5
It has an easy-to-use app, it also has good reminders that remind you of deadlines and balance. The balance of my card is refreshed quiet fastly not like other banks where you have to wait for days to see what you have. The services are straight forward no hidden fees or problems. The application for the card was simple and short. The experience all together is quiet positive. Reviewed on: 1st May 2024

A good credit limit with a reasonable Interest rate.

5
A good credit limit with a reasonable Interest rate. Reviewed on: 1st May 2024

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