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Vanquis : Credit builder credit card reviews

Name: Credit builder credit card
Rating: 4.78 (19912 reviews)

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4.78

Based on 19,912 reviews, last reviewed 20th Jan 2026

No new 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

85%

10%

Latest highest rating:

5

Very good banking experience, one of the best credit... Very good banking experience, one of the best credit cards I’ve ever used Reviewed on: 20th January 2026

Latest lowest rating:

1

Poor complaints handling and broken promises I had a frustrating experience with Vanquis that I need to share. Called the activation number on my new card sticker and it straight up didn’t work. ... Read more Reviewed on: 7th January 2026

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About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (19912)

Possibly the best.

I love the way my requests were done with extreme professionalism and quiet an easy and reliable service with “Vanquis”. Reviewed on: 1st May 2024

Been Vanquis for a while now and just never had a ba...

Been Vanquis for a while now and just never had a bad experience with Vanquis so far and they’ve been amazing so far Reviewed on: 1st May 2024

5 stars!

Really enjoy using vanquis. Really easy ans accessible. Customer service is great and on point every time! Reviewed on: 1st May 2024

I have had amazing experience with my Vanquis credit...

I have had amazing experience with my Vanquis credit card. It has a good credit limit and it’s helping me build my credit score. I have never had a problem with my card and the credit card app is amazing and easy to use, to check what you have used & how much you have left. It’s easy to pay either from direct debt or through the app straight from your bank. Reviewed on: 1st May 2024

Fast, easy and lots

Fast, easy and lots of communication which has been helpful and positive Reviewed on: 1st May 2024

I contacted Vanquis about my APR being a little bit...

I contacted Vanquis about my APR being a little bit eye, they must’ve listened to what I said as they sent me an email giving me a lower APR which I am very pleased with so I would say always read your emails but I will say it is slowly creeping back up which I feel Vanquis need to look at this as interest rate I’ve come back down a bit but overall I am happy Reviewed on: 1st May 2024

Excellent services

I received prompt response from you. No rush to be changed interest and better customer service Reviewed on: 1st May 2024

good but aint great yet

I have been a customer for 2 years and Vanquis have been great , helping me to get my debt under control and they also do give me options if I need them. The only downside is that they are slow to inform me of changes Reviewed on: 1st May 2024

Very good card lets me use when i need good payback...

Very good card lets me use when i need good payback time im very happy have never had any problems helps build credit score if you need Reviewed on: 1st May 2024

Good experience, Easy to use the app

Good experience, Easy to use the app Reviewed on: 1st May 2024

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