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Vanquis : Credit builder credit card reviews

4.73
Based on 28,686 reviews, last reviewed 13th Jul 2026
397600% increase in 5 star reviews
in the past 90 days
6000% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
87%
See only 4 star reviews
9%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
1%

Latest highest rating:

5

I am very appreciative of Vanquis allowing me to reb... I am very appreciative of Vanquis allowing me to rebuild my credit rating in a non judgemental and sympathetic fashion.Thank you Vanquis for being of ... Read more Reviewed on: 13th July 2026
Robert Palmer's avatar
Robert Palmer

Latest lowest rating:

1

Vanquis: Ignoring it's customers Vanquis used to offer a great service when I first signed up. But recently they have withdrawn their old app, forcing a new app, with questionable sec... Read more Reviewed on: 10th July 2026
DD's avatar
DD

About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (28686)

Great credit builder

5
Great credit builder easy to use app Reviewed on: 20th May 2026

Fast communication friendly staff

4
Fast communication friendly staff Reviewed on: 20th May 2026

they are understanding lending institution, when you...

5
they are understanding lending institution, when you have a finacial difficult they pose interest , which gives you a bit of a breathing space Reviewed on: 20th May 2026

very serious bank. Note 1000. 5 star

5
very serious bank. Note 1000. 5 star Reviewed on: 20th May 2026

Trust and confidence

5
I’ve been with Vanquis for a number of years after having difficulty with my credit.The company offered me initially a manageable credit limit.I gladly accepted this and counting to grow and improve my credit limit.Vanquis bank trusted me and had confidence in me enabling me to improve my credit. Reviewed on: 20th May 2026

Amazing credit card

5
Amazing credit card have recommended to many people who i know have used it there helpful amd dont expect more than u can afford Reviewed on: 20th May 2026

A Reliable Credit Card Provider

5
Vanquis has been excellent for rebuilding my credit score. The app works very well and is pretty seamless to use - a bonus in this day and age. The account features are useful e.g. payment holidays, which I've not had to use, but good to have in my opinion. Communication has been good, so all in all, I'm a satisfied customer Reviewed on: 20th May 2026

Good experience

5
I’m having a good experience with Vanquis Reviewed on: 20th May 2026

been a customer of Vanquis for many years.

4
I have been a customer of Vanquis for many years and on the whole I must say I have been happy. I have dealt with various agents for different reasons and everytime it has been resolved usually in 1 phone call. It’s not always been then quickest company to get through to but on the whole I’ve usually only waited upto 3 minutes and a couple of times over this time scale. most of their agents are reasonable and understanding which is always a bonus. Reviewed on: 20th May 2026

I’ve had the Vanquis Credit Card for a while now, an...

5
I’ve had the Vanquis Credit Card for a while now, and overall it has been helpful for rebuilding and improving my credit score. The app is easy to use, payments are straightforward, and I like that I can track spending and available credit clearly. One of the main benefits is that it can be useful for people trying to build credit history or improve their credit rating, especially if other providers may not accept them. Making payments on time has helped me manage my finances more responsibly.Overall, a good option for improving credit if used responsibly. Reviewed on: 20th May 2026

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