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Vanquis : Credit builder credit card reviews

4.80
Based on 21,816 reviews, last reviewed 20th May 2026
86550% increase in 5 star reviews
in the past 90 days
1700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
85%
See only 4 star reviews
10%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
2%

Latest highest rating:

5

Gets you back on the right track . Really easy to apply and use the app . Customer service are really polite and helpful . Definitely worth giving Vanquis a go to rebuild your credit r... Read more Reviewed on: 20th May 2026
Phillip M's avatar
Phillip M

Latest lowest rating:

1

Vanquis has now decided that they are going to use b... Vanquis has now decided that they are going to use biometrics to identify people to use their app. I have contacted and complained that there should b... Read more Reviewed on: 19th May 2026
David B's avatar
David B

About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (21816)

Vanquis got me out of a hole

5
Vanquis got me out of a hole when I had to go bankrupt and helped me re-build my credit score. They were where one of the only providers willing to take me on. I have been clear for years and I still use them now. Reviewed on: 2nd May 2024

Good credit card.

5
Good credit card. A good credit card to start improving your credit score. Reviewed on: 2nd May 2024

It’s about as stress free as it can get!

5
It’s about as stress free as it can get…….thank you and now I can do it all via your app, even better. Always a phone call away should any problems arise, for example my card was declined in Florida, one phone call sorted out that it wasn’t me but the retailer…….just a good card to carry. Reviewed on: 2nd May 2024

Moneybags .

5
They keep you updated on what’s going on when I have ring them they are polite and helpful Reviewed on: 2nd May 2024

Easy to use, transparent charges and good deals.

5
Easy to use, transparent charges and good deals. An excellent company that provides a clear and fair service. App is excellent too, no bugs and simple user experience. I've used the card to build my credit and in emergencies. Both uses have been great. Reviewed on: 2nd May 2024

Very customer excellent customer service

5
Very excellent customer service . Too good company to be with ! Reviewed on: 2nd May 2024

Customer service very polite.

5
Customer service very polite. Fast response and provide value for my money. Reviewed on: 2nd May 2024

Vanquis have always been fair & accurate with help &...

4
Vanquis have always been fair & accurate with help & informstion provided over my years as a customer Reviewed on: 2nd May 2024

Quick easy to use and v concise

5
Fairly good and questions are answered quickly. Straight forward and the app is simple to use. Reviewed on: 2nd May 2024

An engaging credit building

5
Honestly I was just with benefits when I joined Vanquis and hassle free Reviewed on: 2nd May 2024

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