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Vanquis : Credit builder credit card reviews

4.80
Based on 21,787 reviews, last reviewed 20th May 2026
85250% increase in 5 star reviews
in the past 90 days
1700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
85%
See only 4 star reviews
10%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
2%

Latest highest rating:

5

I have used Vanquis for years . I have used Vanquis for years ..taking advantage of the 0/0% interest on my credit card. …before paying off my debt. Reviewed on: 20th May 2026
Karen D's avatar
Karen D

Latest lowest rating:

1

Vanquis has now decided that they are going to use b... Vanquis has now decided that they are going to use biometrics to identify people to use their app. I have contacted and complained that there should b... Read more Reviewed on: 19th May 2026
David B's avatar
David B

About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

Review Vanquis : Credit builder credit card now

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Vanquis Credit builder credit card reviews (21787)

Easy to use with no unexpected surprises.

5
Easy to use with no unexpected surprises. Reviewed on: 2nd May 2024

Horrible interest and fees, don’t get stuck with one...

1
Horrible interest and fees, don’t get stuck with one of these cards Reviewed on: 2nd May 2024

Vanquis positively moved our lives forward!

5
Having a Vanquis card,verbally helped as a couple & helped us with our day to day life. Having previously a credit issue due to having not controlled our day to day/lifestyle spending, we stopped all credit & paid off all bills. Obviously after 4+yrs without credit,bi had to start without a credit history & Vanquis Card accepted us and due to having learnt from previous mistakes, we stayed on top of any repayments, making over payments, normally paying off balance within a month having used my card. Due to our good standing with Vanquis, our credit history slowly built up in a positive direction and this has now helped us in many, many situations. Most of all, Vanquis taught us how to positively control any credit & financial agreements or situations. Without the help of Vanquis, we could never have moved forward with our lives, whilst still learning from our financial/credit mistakes of the past. Thank you Vanquis!! Reviewed on: 2nd May 2024

I’m very happy because you always increase my balanc...

5
I’m very happy because you always increase my balance and that always helps Reviewed on: 2nd May 2024

Convenient

5
Great card very easy to set up and use also very convenient Reviewed on: 2nd May 2024

I am really glad I heard about vanquis, had nothing...

5
I am really glad I heard about vanquis, had nothing but good vibes from day one. Excellent Reviewed on: 2nd May 2024

excellent customer service

5
Vanquish has dealt with all my queries quickly and efficiently. I have always ended up putting the phone down and feeling content with my conversation and that my queries have been dealt with amazingly. Reviewed on: 2nd May 2024

I like vanquish cause it's very useful if I haven't...

5
I like vanquish cause it's very useful if I haven't got enough funds in my own bank account Reviewed on: 2nd May 2024

I have been struggling for a few years to clear my b...

5
I have been struggling for a few years to clear my balance and vanquish was very great and patient allowing me space on time to clear my Account Reviewed on: 2nd May 2024

Vanquis is very good to improve your Credit Score.

5
Vanquis has helped me to improve my Credit Score. Also helped me with Transfers. Made my life easier specially when I was in a financial situation where I couldn’t afford payments. I highly recommend you to apply for one. Vanquis also gave me a £25 for referring a friend and my friend also got £25, which she was grateful too. Reviewed on: 2nd May 2024

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