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Vanquis : Credit builder credit card reviews

Name: Credit builder credit card
Rating: 4.73 (28686 reviews)

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4.73

Based on 28,686 reviews, last reviewed 13th Jul 2026

397600% increase in 5 star reviews

in the past 90 days

6000% increase in 1 star reviews

in the past 90 days

87%

Latest highest rating:

5

I am very appreciative of Vanquis allowing me to reb... I am very appreciative of Vanquis allowing me to rebuild my credit rating in a non judgemental and sympathetic fashion.Thank you Vanquis for being of ... Read more Reviewed on: 13th July 2026

Latest lowest rating:

1

Vanquis: Ignoring it's customers Vanquis used to offer a great service when I first signed up. But recently they have withdrawn their old app, forcing a new app, with questionable sec... Read more Reviewed on: 10th July 2026

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About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (28686)

Very great

I’ve never having any problems using this banking app it is the best bank I love to use it all the time every where on anywhere Reviewed on: 20th May 2026

I’ve had this credit card for around five years now,...

I’ve had this credit card for around five years now, and in that time it’s quietly become one of the most reliable financial tools I use. What’s impressed me most is that I’ve never once had a major issue — which, in today’s world of endless apps, banks, and customer service frustrations, genuinely says a lot. I originally took the card out for an extra financial option. Since then, I’ve continued using it both in the UK and abroad, and it’s consistently been straightforward, dependable, and easy to manage. I’ve used it for everyday spending, travel, and occasional larger purchases, and it’s always done exactly what I needed it to do without hidden complications or nasty surprises. One thing I particularly value is peace of mind. Whether using the card overseas or managing payments at home, I’ve always felt secure and in control. The app and account management are clear and uncomplicated, which makes a real difference when life is busy enough already. What keeps me with this card after five years isn’t flashy marketing or gimmicks — it’s trust. It’s rare these days to find a financial product that simply works consistently well over time, but this one genuinely has. Reliable, practical, and stress-free is probably the best way I can describe it, and that reliability is exactly why I’d happily recommend it to others. Reviewed on: 20th May 2026

Excellent

Very easy to use the card and the app is brilliant. :) Reviewed on: 20th May 2026

Customer service always provide a great service, alw...

Customer service always provide a great service, always friendly and extremely helpful Reviewed on: 20th May 2026

Credit card

Although it's been a while since I used my card i still get my statements regularly without hassles Reviewed on: 20th May 2026

They have a clear and easy to use website and offer...

They have a clear and easy to use website and offer help and advice Reviewed on: 20th May 2026

Have had amazing experiences with vanquis with credi...

Have had amazing experiences with vanquis with credit upgrades available after showing a stable account,came in very handy when i first moved and continues to be a great addition Reviewed on: 20th May 2026

I got this card to improve my credit score, and it has.

I got this card to improve my credit score, and it has done exactly that. The initial credit limit was low, which actually helped me keep my spending under control. I paid my balance in full every month, and over time, my credit score noticeably improved. The mobile app is straightforward and makes it easy to track spending and set up direct debits. The interest rate is very high, but as long as you pay it off monthly, it is an excellent stepping stone to better financial options. Reviewed on: 20th May 2026

There own spin competitive experience

Vanquis is a professional service and thay have put there own spin on the way thay handle things a very competitive experience Reviewed on: 20th May 2026

Vanquis credit builder

This was my first card and has had steady crimes increases over the years which has been good. Reviewed on: 20th May 2026

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Vanquis : Credit builder credit card reviews

397600% increase in 5 star reviews

6000% increase in 1 star reviews

Latest highest rating:

5

Latest lowest rating:

1

About this product

Review Vanquis : Credit builder credit card now

Vanquis Credit builder credit card reviews (28686)

Very great

I’ve had this credit card for around five years now,...

Excellent

Customer service always provide a great service, alw...

Credit card

They have a clear and easy to use website and offer...

Have had amazing experiences with vanquis with credi...

I got this card to improve my credit score, and it has.

There own spin competitive experience

Vanquis credit builder

Do you have a different Vanquis product?

Want to see more from Vanquis ?

Loans

Aquis Card

Credit card

Join Smart Money People

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