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Vanquis : Credit builder credit card reviews

4.80
Based on 21,816 reviews, last reviewed 20th May 2026
86550% increase in 5 star reviews
in the past 90 days
1700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
85%
See only 4 star reviews
10%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
2%

Latest highest rating:

5

Gets you back on the right track . Really easy to apply and use the app . Customer service are really polite and helpful . Definitely worth giving Vanquis a go to rebuild your credit r... Read more Reviewed on: 20th May 2026
Phillip M's avatar
Phillip M

Latest lowest rating:

1

Vanquis has now decided that they are going to use b... Vanquis has now decided that they are going to use biometrics to identify people to use their app. I have contacted and complained that there should b... Read more Reviewed on: 19th May 2026
David B's avatar
David B

About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (21816)

Never had a problem staff are easily reachable

5
Never had a problem staff are easily reachable Reviewed on: 2nd May 2024

They’re an amazing company who help!

5
They’re an amazing company who help people out with what they need at terrific rates! Reviewed on: 2nd May 2024

It's great to have credit with this company, it's ve...

5
It's great to have credit with this company, it's very satisfactory, it helps me a lot with various expenses Reviewed on: 2nd May 2024

I called end of 2023 about a debit charge of £7.

4
I called end of 2023 about a debit charge of £7.99 for delivero. This was credited back to the account. However, I never received the letter from you regarding my complaint that I had declined the transaction in the app and her Vanquis still charged me. Reviewed on: 2nd May 2024

I have had Vanquis for a number of years and it’s ve...

5
I have had Vanquis for a number of years and it’s very easy to use with the ease of contact details to call if you need to however interested payments rates are high. but do not stop this from making the approach to vanquis as you are able to freeze your card and get support if you need whilst I think the first year the interested rates are significantly lower which you can expect anywhere. Reviewed on: 2nd May 2024

Recommend!

5
Excellent customer service and support. Very happy with Vanquis and would definitely recommend to others Reviewed on: 2nd May 2024

Easiest app to use, perfect utility’s within the app...

5
Easiest app to use, perfect utility’s within the app, easy process of sign up and able to choose repayments, highly recommended Reviewed on: 2nd May 2024

Bad experience, I also have an account with new day,...

2
Bad experience, I also have an account with new day, compared to new day Vanquis is poor, they have a lot of catching up to do. The team seems confused and don’t seem to know what they are doing. Reviewed on: 2nd May 2024

Good service

5
Had great experience until now,seems to be a problem with links to apply when offered a new loan Reviewed on: 2nd May 2024

Easy to deal with

5
Very easy to talk at customer service, solves any issues quickly good contact Reviewed on: 2nd May 2024

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