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Vanquis : Credit builder credit card reviews

View other Vanquis products
4.72
Based on 25,019 reviews, last reviewed 20th May 2026
232000% increase in 5 star reviews
in the past 90 days
4000% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
86%
See only 4 star reviews
9%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
2%

Latest highest rating:

5

Reliable efficiency and effective service Reliable efficiency and effective service Reviewed on: 20th May 2026
Alwyn C's avatar
Alwyn C

Latest lowest rating:

1

Very disappointed Very disappointed with Vanquis. I contacted them to ask whether they could temporarily pause interest for a few months while I continued making my nor... Read more Reviewed on: 20th May 2026
Ruthie's avatar
Ruthie
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About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (25019)

Poor Customer Service

1
Three or four times I received compensation for poor Customer Service Reviewed on: 3rd May 2024
Andrew Saunders's avatar
Andrew Saunders

Straight forward

5
I've never had a issue with Vanquis any time I've had a query it has been easily delt with . Every person I've spoken to over the years I've had my card has been polite and more than helpful. The app makes life easy . Paying your balance or part of it setting up a direct debit is done with ease Reviewed on: 3rd May 2024
Miss D's avatar
Miss D

My best bank

5
Just love the experience with vanquis Bank which I've banked with for many years and never had a bad experience or problem with them, I would definitely recommend anyone to bank with them Reviewed on: 3rd May 2024
Glynn LONGBOTTOM's avatar
Glynn LONGBOTTOM

It’s ok but still

5
It’s ok Reviewed on: 3rd May 2024
Alex c's avatar
Alex c

Great finance provider I have never had no issues wi...

5
Great finance provider I have never had no issues with this provider Reviewed on: 3rd May 2024
Keeley's avatar
Keeley

The credit builder has been excellent for me.

5
The credit builder has been excellent for me. From bad credit rating to good credit rating in a few years and the possibility to actually own a home now. Couldnt have done this without Vanquis Reviewed on: 3rd May 2024
Maurice 's avatar
Maurice

The credit card is great for beginners.

4
The credit card is great for beginners. I started to build my credit with £200 and I’m now at £3000 Reviewed on: 3rd May 2024
Juan Sala's avatar
Juan Sala

I had a legitimate claim for a chargeback with a lot...

1
I had a legitimate claim for a chargeback with a lot of proof, Vanquis let me down and I am £1000 plus interest out of pocket , with no support , poor responses and terrible service. Reviewed on: 3rd May 2024
Steven R's avatar
Steven R

I have struggled at some point to pay the credit car...

5
I have struggled at some point to pay the credit card of due to a problem within the family. They were amazing and offered me extra time to pay it off. Thank you for being there when I needed you the most Reviewed on: 3rd May 2024
CrisssTinaaa's avatar
CrisssTinaaa

I have a loan with Vanquis and a card , I spoke to a...

5
I have a loan with Vanquis and a card , I spoke to a lady on the phone about having another loan , she was very polite and helpful, I asked if they top up loans she said they don’t but reapply when your loan has finished Reviewed on: 3rd May 2024
Barry w's avatar
Barry w

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