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Vanquis : Credit builder credit card reviews

4.80
Based on 21,926 reviews, last reviewed 20th May 2026
91500% increase in 5 star reviews
in the past 90 days
1800% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
85%
See only 4 star reviews
10%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
2%

Latest highest rating:

5

I have a brilliant credit score now and vanquis are... I have a brilliant credit score now and vanquis are always advising you about your progress Reviewed on: 20th May 2026
Sue Thompson 's avatar
Sue Thompson

Latest lowest rating:

1

I reported a fraudulent transaction on my account an... I reported a fraudulent transaction on my account and my card was stop which was great. However i can’t remember my memorable password so I was not a... Read more Reviewed on: 20th May 2026
Jill K's avatar
Jill K

About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

Review Vanquis : Credit builder credit card now

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Vanquis Credit builder credit card reviews (21926)

Good starter card

5
Good starter card when nobody else would consider me Reviewed on: 1st May 2024

Card ok but interest too high.

4
Card ok but interest too high. Also I think you should be able to lower your credit limit on the app and not having to phone up Vanquis to do this. You should also be a le to close your account from the app too. Reviewed on: 1st May 2024

Not very good at all way to high with what you pay b...

1
Not very good at all way to high with what you pay back Reviewed on: 1st May 2024

Excellent service super helpful.

5
Excellent service super helpful. Fife starts Reviewed on: 1st May 2024

Excellent service, easily accessible and wider accep...

5
Excellent service, easily accessible and wider acceptable usage Reviewed on: 1st May 2024

Using Vanquis credit card is simple and easy to unde...

5
Using Vanquis credit card is simple and easy to understand in day to day life Reviewed on: 1st May 2024

Vanquis has helped

4
Vanquis has helped me build my credit rating while also helping me in a rough time. Reviewed on: 1st May 2024

Quick to set up, easy to use and great customer serv...

5
Quick to set up, easy to use and great customer service Reviewed on: 1st May 2024

Vanquis is a good credit-building card

5
Vanquis has always had clear communications and has helped me re-build my credit score Reviewed on: 1st May 2024

Great support and amazing community plus good value

5
Great support and amazing community plus good value Reviewed on: 1st May 2024

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