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Vanquis : Credit builder credit card reviews

Name: Credit builder credit card
Rating: 4.8 (21794 reviews)

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4.80

Based on 21,794 reviews, last reviewed 20th May 2026

85550% increase in 5 star reviews

in the past 90 days

1700% increase in 1 star reviews

in the past 90 days

85%

10%

Latest highest rating:

5

Amazing and inclusive. Amazing and inclusive. Great customer service and great delivery of care Reviewed on: 20th May 2026

Latest lowest rating:

1

Vanquis has now decided that they are going to use b... Vanquis has now decided that they are going to use biometrics to identify people to use their app. I have contacted and complained that there should b... Read more Reviewed on: 19th May 2026

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About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (21794)

I am really enjoying, very good service and a long p...

I am really enjoying, very good service and a long period of credit use . Reviewed on: 1st May 2024

Always lovely and an excellent service

Always lovely and an excellent service Reviewed on: 1st May 2024

Expensive but it’s been used and helpful when needed

Expensive but it’s been used and helpful when needed Reviewed on: 1st May 2024

Happy customer

My credit score has increased since using Vanquis the app is easy to navigate Vanquis keep me informed which I really like customer service is quick and very helpful Reviewed on: 1st May 2024

Very good.

Very good. Good app, reminders are excellent to ensure you don’t miss payments. User experience on the app is great, along with the application process Reviewed on: 1st May 2024

I have been using for 5 years it’s best card it take...

I have been using for 5 years it’s best card it takes ur limit up if keep paying on time Reviewed on: 1st May 2024

Easy to pay and control and able to check any outgoi...

Easy to pay and control and able to check any outgoings . Only thing is it takes about 3 working days for the funds to clear Reviewed on: 1st May 2024

A Positive Experience with Vanquis.

A Positive Experience with Vanquis Credit Building Card, with Room for Improvement. Rating: ★★★★☆ (4/5) I am writing this review to share my overall positive experience with the Vanquis Credit Building Card. As someone who was looking to rebuild my credit score, this card has been a valuable tool in helping me achieve that goal. However, I do believe that there is room for improvement, particularly in providing more perks for loyal, long-term users who have managed their cards responsibly. First and foremost, I must commend Vanquis on their customer service. From the moment I applied for the card, their representatives were helpful and informative, guiding me through the application process with ease. They were patient in addressing my questions and concerns, ensuring that I fully understood the terms and conditions of the card. This level of customer service continued even after I received the card, as their support team promptly responded to any inquiries or issues I had along the way. The Vanquis Credit Building Card has undoubtedly served its purpose in helping me rebuild my credit score. By using the card responsibly and making timely payments, I have seen a gradual improvement in my creditworthiness. The option for a manageable credit limit, tailored to my financial circumstances, has been particularly beneficial in ensuring that I can use the card responsibly without falling into debt. One area where I believe Vanquis could enhance the card's offering is by providing more perks for long-term users. As someone who has consistently maintained my card in excellent order, I feel that there should be additional incentives or rewards for customers who have demonstrated responsible credit management over an extended period. Introducing benefits such as more frequent increased credit limit offers, lower interest rates, or cashback rewards could be a great way to recognize and reward loyal users, further motivating them to continue using the card responsibly. In terms of accessibility, the Vanquis mobile app and online portal have been intuitive and user-friendly. They provide easy access to account information, transaction history, and payment options. The ability to manage my card digitally has been convenient and has helped me stay on top of my finances efficiently. Overall, my experience with the Vanquis Credit Building Card has been positive. It has helped me rebuild my credit score, and I appreciate the attentive customer service and user-friendly digital platforms. However, I believe that implementing more perks for long-term users who have maintained their cards in great order would be a valuable addition to the card's offering, encouraging continued responsible credit management and rewarding loyal customers. In conclusion, the Vanquis Credit Building Card is an excellent option for individuals looking to rebuild their credit. With its helpful customer service, manageable credit limits, and user-friendly digital platforms, it provides a solid foundation for credit improvement. By considering the addition of more perks for long-term users, Vanquis can further enhance the card's appeal and recognize the efforts of customers who have demonstrated responsible credit management over time. Disclaimer: This review is based on my personal experience and opinion with the Vanquis Credit Building Card. Individual experiences may vary. Reviewed on: 1st May 2024

Smooth process.

Smooth process. Application process was smooth, great value for money Reviewed on: 1st May 2024

Great experiance so far ,it would be great if its o...

Great experiance so far ,it would be great if its offers reward points for every spend Reviewed on: 1st May 2024

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Vanquis : Credit builder credit card reviews

85550% increase in 5 star reviews

1700% increase in 1 star reviews

Latest highest rating:

5

Latest lowest rating:

1

About this product

Review Vanquis : Credit builder credit card now

Vanquis Credit builder credit card reviews (21794)

I am really enjoying, very good service and a long p...

Always lovely and an excellent service

Expensive but it’s been used and helpful when needed

Happy customer

Very good.

I have been using for 5 years it’s best card it take...

Easy to pay and control and able to check any outgoi...

A Positive Experience with Vanquis.

Smooth process.

Great experiance so far ,it would be great if its o...

Review Vanquis : Credit builder credit card now

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