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Vanquis : Credit builder credit card reviews

4.80
Based on 21,950 reviews, last reviewed 20th May 2026
92650% increase in 5 star reviews
in the past 90 days
1800% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
85%
See only 4 star reviews
10%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
2%

Latest highest rating:

5

Vanquis has been very helpful and a life saver Vanquis has been very helpful and a life saver Reviewed on: 20th May 2026
Mr s's avatar
Mr s

Latest lowest rating:

1

I reported a fraudulent transaction on my account an... I reported a fraudulent transaction on my account and my card was stop which was great. However i can’t remember my memorable password so I was not a... Read more Reviewed on: 20th May 2026
Jill K's avatar
Jill K

About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (21950)

I was notified about not paying enough towards what...

5
I was notified about not paying enough towards what I owed and I started paying more to lower my direct debit Reviewed on: 1st May 2024

Excellent

5
Always had excellent service staff courteous at all times. Reviewed on: 1st May 2024

Every happy with the service I get from Vanquis alw...

5
Every happy with the service I get from Vanquis always very polite on the phone Reviewed on: 1st May 2024

I applied for vanquis, to build my credit and it has.

5
I applied for vanquis, to build my credit and it has. But the interest rate scares me.so i only use it for large purchases. Reviewed on: 1st May 2024

Only good for certain circumstances

3
No major issues, just huge APRs, only any good if you're repairing credit and paying off each month Reviewed on: 1st May 2024

Easy to use, great app

5
Easy to use, great app, limit increases Reviewed on: 1st May 2024

I have had no issues with my vanquish credit card

5
I have had no issues with my vanquish credit card Reviewed on: 1st May 2024

Very good starter credit limit.

5
Very good starter credit limit. Easy to operated app and a reasonable apr overall. Reviewed on: 1st May 2024

Very easy to set up and use

5
Very easy to set up and use app is great straight forward no hidden secrets no calls all the time mothering you and not had any code callers trying to sell me more things Reviewed on: 1st May 2024

using my card

5
vanquis is simple to use your online account and rates are same as most cards any problems just ring up and they sort it for you Reviewed on: 1st May 2024

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