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Vanquis : Credit builder credit card reviews

View other Vanquis products
4.81
Based on 23,633 reviews, last reviewed 20th May 2026
168900% increase in 5 star reviews
in the past 90 days
3100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
86%
See only 4 star reviews
9%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
2%

Latest highest rating:

5

Credit increases when you are in control is great Credit increases when you are in control is great Reviewed on: 20th May 2026
Debbie h's avatar
Debbie h

Latest lowest rating:

1

Disgraceful organisation. Disgraceful organisation. Total incompetence, poor customer services. Don't deal with complaints. Avoid dealing with issues Reviewed on: 20th May 2026
Rob's avatar
Rob
Read all reviews Write a review

About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (23633)

Easy to use, easy to make payments

5
Easy to use, easy to make payments Reviewed on: 2nd May 2024
Justine H's avatar
Justine H

Credit rate to high, even in good credit rating.

1
Credit rate to high, even in good credit rating. Reviewed on: 2nd May 2024
David H's avatar
David H

Vanquis!! Your money couldn't be safer with them

5
I unfortunately had my card scammed recently but vanquis recognised the problem, stopped my card and called to discuss, couldn't ask for a more proactive company protecting my money Reviewed on: 2nd May 2024
Griff's avatar
Griff

Brilliant helped get my credit score up

5
Brilliant helped get my credit score up Reviewed on: 2nd May 2024
Danielle y's avatar
Danielle y

Excellent and accessible App

5
Excellent easy access card with up to date information and an accessible way to pay. Very clear and concise for the user to operate and maintain. Reviewed on: 2nd May 2024
Kate 's avatar
Kate

Too high interest which is letting the offer down .

4
Too high interest which is letting the offer down . However in might be useful to build your credit score if you are able to avoid the danger of not paying back asap Reviewed on: 2nd May 2024
Tomasz 's avatar
Tomasz

Excellent customer service and overall experience

5
Excellent customer service, ideal credit facility in difficult times, Vanquis seems to value and reward loyalty for remaining a customer, though interest rates to start out are high. That can come down as is my experience, which is nice when it happens. Website and online fucntionality is very user friendly, so it's easy to stay on top of things and manage your account. And whether you get through on the phone to customer service reps in the UK or in Vanquis' South Africa call centre, over many years I have found them to be helpful, professional and polite. And in recent years when I had to take a payment holiday - it was offered - it went smoothly, really helped, and Vanquis were great throughout. And when I started my journey my credit score was in the poor segment; it's now at the top of the Good segment, i.e. almost excellent. All in all, I'd recommend Vanquis as a card to rebuild your credit. Reviewed on: 2nd May 2024
Tim Gee's avatar
Tim Gee

Amazing company, very pleased with customer service

5
Amazing company, very pleased with customer service Reviewed on: 2nd May 2024
danielbraid@hotmail.co.uk's avatar
[email protected]

Easy application process good information supplied,...

5
Easy application process good information supplied, no pressure to increase limits good advice e given regarding payments. Reviewed on: 2nd May 2024
Phil H's avatar
Phil H

I'm very impressed about the customer service and fo...

5
I'm very impressed about the customer service and for the card. Easy to manage, customer-friendly app Reviewed on: 2nd May 2024
Bogdan M's avatar
Bogdan M

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