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Vanquis : Credit builder credit card reviews

View other Vanquis products
4.81
Based on 24,092 reviews, last reviewed 20th May 2026
189700% increase in 5 star reviews
in the past 90 days
3500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
86%
See only 4 star reviews
9%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
2%

Latest highest rating:

5

Absolutely fantastic credit card will definitely rec... Absolutely fantastic credit card will definitely recommend Reviewed on: 20th May 2026
COLLEEN A's avatar
COLLEEN A

Latest lowest rating:

1

Very bad experience I don’t like vanquis Very bad experience I don’t like vanquis Reviewed on: 20th May 2026
SYED 's avatar
SYED
Read all reviews Write a review

About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (24092)

Brilliant card excellent service in every way

5
Brilliant card excellent service in every way Reviewed on: 2nd May 2024
Sonia h's avatar
Sonia h

Interest rates are exorbitant.

2
Interest rates are exorbitant and way above others. I now want to pay off my card and cut it up. The other problem is trying to cancel ongoing payments. Unable to do it online or in tge app, always and expensive phone call! Reviewed on: 2nd May 2024
Yvonne 's avatar
Yvonne

Very helpful when help is needed

4
I was made redundant and was struggling to keep up with payment. I have called and explained my situation and to my surprise Vanquish accept and we made 3 months agreement on lower payments and no extra cost. This was very helpful and in some way relief knowing that I'm not going into more debt. Reviewed on: 2nd May 2024
Agnes G's avatar
Agnes G

Great service

5
If I need to speak to advisor they are always polite&helpful with plenty of reminders for payments when due I find Vanquis a good service provider Reviewed on: 2nd May 2024
Patricia D's avatar
Patricia D

It’s rare to get accepted for a huge credit limit, b...

4
It’s rare to get accepted for a huge credit limit, but Vanquis gave me a chance and it has helped me massively to keep my family afloat ! I’m a mother and I’m the provider at the minute and I work two jobs but the cost of living has made it so that I can only barely afford my fixed expenses. Getting accepted for this card means that I can buy my family food for the month and pay it later rather than being left with nothing, can’t thank Vanquis enough. Reviewed on: 2nd May 2024
Claire Adeyemi's avatar
Claire Adeyemi

Never had a problem, even works on Apple Watch which...

5
Never had a problem, even works on Apple Watch which makes it very convenient Reviewed on: 2nd May 2024
Steve g's avatar
Steve g

Using the card has helped me to gain a better credit...

5
Using the card has helped me to gain a better credit score but not only that this credit card company supports you and understands your needs thanks Reviewed on: 2nd May 2024
paul_venner@hotmail.co.uk's avatar
[email protected]

Good card, high customer service and excellent app.

5
Good card, high customer service and excellent app. Got the card as had poor credit and did exactly what it stated helped repair and now back to where I was Reviewed on: 2nd May 2024
David P's avatar
David P

Best card

5
Have always found my Vanquish card very handy and reliable also great online support Reviewed on: 2nd May 2024
Samuel C's avatar
Samuel C

Unable to pay off the balance by balance transfer fr...

3
Unable to pay off the balance by balance transfer from another card. Reviewed on: 2nd May 2024
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Card user

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