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Vanquis : Credit builder credit card reviews

View other Vanquis products
4.82
Based on 24,540 reviews, last reviewed 20th May 2026
210150% increase in 5 star reviews
in the past 90 days
3600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
86%
See only 4 star reviews
9%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
2%

Latest highest rating:

5

Fast response to questions, security first always ma... Fast response to questions, security first always making me feel secure and protected. Reviewed on: 20th May 2026
Shaun Elston's avatar
Shaun Elston

Latest lowest rating:

2

Vanquis has added a fee to my account of £102. Vanquis has added a fee to my account of £102.12 saying it is Promomotional Cash Interest without any authority. I am really annoyed about it and can... Read more Reviewed on: 20th May 2026
Steve R's avatar
Steve R
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About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (24540)

Happy with communications great company

5
Happy with communications from the company and also like how easy the app is to use Reviewed on: 2nd May 2024
Jame's avatar
Jame

Service is good , but interest rate is too high so i...

3
Service is good , but interest rate is too high so it is difficult to spend Lots of money .If the interest rate was line with other banks then their would be more appetite to spend Reviewed on: 2nd May 2024
vijay adhia's avatar
vijay adhia

very friendly

5
I had to contact them overall lost card very friendly and efficient staff, the app is easy to use and understand. Overall very pleased with Reviewed on: 2nd May 2024
philip v's avatar
philip v

Good customer care and communication.

5
Good customer care and communication. very meticulous with the process of loan or credit card rendering. Reviewed on: 2nd May 2024
Isaac S's avatar
Isaac S

Customer service overall is great but the additional...

5
Customer service overall is great but the additional costs (transaction fees) along with the monthly interest make paying for the card long and very difficult. Fortunately I'm in a position to pay at least the minimum fee monthly with this additional charge. When I ask about it I'm told by customer service 'not to use the card so much'. That said, when I was going through a very difficult time financially, vanquis put their trust in me and gave me a chance where no one else would. Reviewed on: 2nd May 2024
Austin Stewart's avatar
Austin Stewart

Very easy, very good, very helpful.

5
Very easy, very good, very helpful. Thank you. Reviewed on: 2nd May 2024
Mahmoud Ali's avatar
Mahmoud Ali

Great experience

5
Vanquis gave me a credit card when my credit rating was low which helped me to get back on my feet. I've now been able to pay back the money I spent on my card and the future looks much brighter. Reviewed on: 2nd May 2024
GDB's avatar
GDB

Worth it for credit building

5
Never had any issues. App is good. Easy to deal with Reviewed on: 2nd May 2024
Michael R's avatar
Michael R

Not had any issues.

5
Not had any issues. Apr is a little high tho Reviewed on: 2nd May 2024
Leslie P's avatar
Leslie P

Easy, simple, effective.

5
Easy, simple, effective. It all just works as you expect it to. Reviewed on: 2nd May 2024
James G's avatar
James G

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