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Vanquis : Credit builder credit card reviews

4.82
Based on 24,540 reviews, last reviewed 20th May 2026
210150% increase in 5 star reviews
in the past 90 days
3600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
86%
See only 4 star reviews
9%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
2%

Latest highest rating:

5

Fast response to questions, security first always ma... Fast response to questions, security first always making me feel secure and protected. Reviewed on: 20th May 2026
Shaun Elston's avatar
Shaun Elston

Latest lowest rating:

2

Vanquis has added a fee to my account of £102. Vanquis has added a fee to my account of £102.12 saying it is Promomotional Cash Interest without any authority. I am really annoyed about it and can... Read more Reviewed on: 20th May 2026
Steve R's avatar
Steve R

About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

Review Vanquis : Credit builder credit card now

Help others make smarter decisions by sharing your own experience. Write a review

Vanquis Credit builder credit card reviews (24540)

A quality card provider with a good online app

5
A quality card provider with a good online app Reviewed on: 1st May 2024

Not great

3
Good for starting to build your credit but then drop your limit without consultation even if you have been paying well over the minimum payment and have never missed a payment Reviewed on: 1st May 2024

It has helped me build my credit score and helped wi...

5
It has helped me build my credit score and helped with bills too when needs must Reviewed on: 1st May 2024

Vanquis have been very good at reminding me for paym...

5
Vanquis have been very good at reminding me for payment Reviewed on: 1st May 2024

Helpful compaqny

5
Vanquis put me on the road to recovery after a rocky period in my life. Reviewed on: 1st May 2024

Helpful banking

5
Transparent and clear T&C very helpful helped me get back on travk Reviewed on: 1st May 2024

My first credit card.

5
I was new in United Kingdom vanquis is my first credit card in this country its help me allot to build my credit score and i can’t believe i am doing well and i have good credit limit also. Vanquis app its too easy and helpful also when you call they help you and response quickly that’s i love about vanquis. Reviewed on: 1st May 2024

Low payments that’s good for my budget .

5
Low payments that’s good for my budget . Easy app to navigate. Reviewed on: 1st May 2024

Card review

3
Interest rate is high and no limit increase for years. Only use the card as a 2nd or 3rd option Reviewed on: 1st May 2024

High interest rates and my limit has very rarely inc...

3
High interest rates and my limit has very rarely increased in the approx 13 years I’ve had the account Reviewed on: 1st May 2024

Review Vanquis : Credit builder credit card now

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