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Vanquis : Credit builder credit card reviews

4.72
Based on 25,024 reviews, last reviewed 20th May 2026
232250% increase in 5 star reviews
in the past 90 days
4000% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
86%
See only 4 star reviews
9%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
2%

Latest highest rating:

5

Outstanding service Great service. Easy to use app. Excellent communication. All round fantastic Reviewed on: 20th May 2026
Carl L's avatar
Carl L

Latest lowest rating:

1

Very disappointed Very disappointed with Vanquis. I contacted them to ask whether they could temporarily pause interest for a few months while I continued making my nor... Read more Reviewed on: 20th May 2026
Ruthie's avatar
Ruthie

About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

Review Vanquis : Credit builder credit card now

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Vanquis Credit builder credit card reviews (25024)

I am happy using Vanquis app.

5
I am happy using Vanquis app. it is easy to use, great appearance, one can navigate easily to payment page etc. Reviewed on: 2nd May 2024

Pretty nice offers and service, maybe a little too h...

4
Pretty nice offers and service, maybe a little too high interest rate, but it's not that bad compared to other offers Reviewed on: 2nd May 2024

Overall experience is good.

5
Overall experience is good. The interest rate should be cheaper. The competition has better rates. Reviewed on: 2nd May 2024

Vanquis customer service is second to none.

5
Vanquis customer service is second to none, whenever I have called them, I have found them to be very friendly and extremely helpful. They increased my credit limit and reduced my interest rate, which I'm very grateful for. 5 stars from me. Reviewed on: 2nd May 2024

Extremely easy to use, app is clearly set out.

5
Extremely easy to use, app is clearly set out. Reviewed on: 2nd May 2024

Had 2 credit increases in the past year!

5
Had 2 credit increases in the past year! Reviewed on: 2nd May 2024

Easy to use , interest rates a bit high but other th...

4
Easy to use , interest rates a bit high but other than that no issues on my end Reviewed on: 2nd May 2024

Excellent customer service

5
I've never had any problems with them and whenever I have needed help with my bills they are very helpful. I have been put on a break before when I lost my job and had a payment once on hold. They are easy to deal with on the phone too. Reviewed on: 2nd May 2024

Very poor experience.

1
Very poor experience. I was invited to apply for a credit limit increase, which I did not particularly need, but decided to apply for as it may have been useful sometime in the future. I was then made to jump through hoops in terms of providing evidence of income, and then turned down with no explanation. A thorough waste of time for something I wasn't bothered about having in the first place! Reviewed on: 2nd May 2024

The card limit is sufficient for my needs.

4
The card limit is sufficient for my needs. Reviewed on: 2nd May 2024

Review Vanquis : Credit builder credit card now

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