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Vanquis : Credit builder credit card reviews

4.73
Based on 28,635 reviews, last reviewed 9th Jun 2026
395350% increase in 5 star reviews
in the past 90 days
5700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
87%
See only 4 star reviews
9%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
1%

Latest highest rating:

5

Vanquis-A good training ground Vanquis has disciplined me to plan before I spend and to clear my debt as soon as possible. I could have moved on to other credit cards but I am learn... Read more Reviewed on: 9th June 2026
Nicky's avatar
Nicky

Latest lowest rating:

1

Man this is worst credit card I haven received my ca... Man this is worst credit card I haven received my card my money is missing from my card there response was very very bad still I didn’t get my claim a... Read more Reviewed on: 25th May 2026
Vishnu V's avatar
Vishnu V

About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

Review Vanquis : Credit builder credit card now

Help others make smarter decisions by sharing your own experience. Write a review

Vanquis Credit builder credit card reviews (28635)

Easy to use great app very easy to keep track of tra...

5
Easy to use great app very easy to keep track of transactions, like the notification that are sent when you spend and when payments are due Reviewed on: 3rd May 2024

Always a positive experience, when things have gone...

5
Always a positive experience, when things have gone wrong they’re always helpful. When things are going well they’re managing account and keeping me up to date Reviewed on: 3rd May 2024

The better way

4
I would have given better feedback if the interest wasn't that much and 0% purchase card was offer to partner a balance transfer and the 0% purchase card was operating on 9 monthly basis on each purchase. I think this would blow other lender out the game. Example 0% on a £1000 for 9 months then if not paid transfer to balance card at a low rate. You could do dual cards with an overall credit cap based on your clients unique circumstances. Making Vanquis the best lender for the everyday person. In my humble opinion Reviewed on: 3rd May 2024

contact vanquis

4
Every time I have contacted vanquis found staff knowledgeable and helpful Reviewed on: 3rd May 2024

Availability

5
Always available to talk to. Always helpful when I have a question Reviewed on: 3rd May 2024

Service Great

5
They send reminders and always keep you updated. They are very supportive all the times I have called them. Reviewed on: 3rd May 2024

Vanquis credit

5
Brilliant credit card, does everything you need it to do Reviewed on: 3rd May 2024

NO INTEREST?

2
Charged interest when I complained they did nothing to resolve the matter. After 28 days still no resolution and no communication. Really poor customer service, sounds like a 'zoo' when you do get through to them, so noisy and then they provide inaccurate I formation when you choose to complain. Very disappointed with Vanquis. Reviewed on: 3rd May 2024

App is quick and reliable.

4
App is quick and reliable. A credit card that is excellent for building up on or improving your credit. Reviewed on: 3rd May 2024

My experience with customer service has been excelle...

5
My experience with customer service has been excellent everytime they sort my issues out. Always do what they say and do not parm me off with excuses. They are very polite and kind when explaining any problems I may encounter. Reviewed on: 3rd May 2024

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