Paid advertisement
Smart Money People Logo

Vanquis : Credit builder credit card reviews

4.82
Based on 24,540 reviews, last reviewed 20th May 2026
210150% increase in 5 star reviews
in the past 90 days
3600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
86%
See only 4 star reviews
9%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
2%

Latest highest rating:

5

Fast response to questions, security first always ma... Fast response to questions, security first always making me feel secure and protected. Reviewed on: 20th May 2026
Shaun Elston's avatar
Shaun Elston

Latest lowest rating:

2

Vanquis has added a fee to my account of £102. Vanquis has added a fee to my account of £102.12 saying it is Promomotional Cash Interest without any authority. I am really annoyed about it and can... Read more Reviewed on: 20th May 2026
Steve R's avatar
Steve R

About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

Review Vanquis : Credit builder credit card now

Help others make smarter decisions by sharing your own experience. Write a review

Vanquis Credit builder credit card reviews (24540)

Won't use again

3
Takes to long twith application everything is an issue and interest rate are to high Reviewed on: 1st May 2024

I am very happy with the excellent customer service...

5
I am very happy with the excellent customer service every time and the competitive rates Vanquis offers. Vanquis has always provided a sure relief in times of necessity for which I am very thankful Reviewed on: 1st May 2024

I found it really useful having a credit card to bal...

5
I found it really useful having a credit card to balance my books. Being able to buy things and pay a little later, helped get me get to the end of the month when I knew I had an income coming in. It was really useful paying it off every month, building my credit score back up and then having my credit limit increased Reviewed on: 1st May 2024

Very nice experience staff.

5
Very nice experience staff. Happy to be a customer Reviewed on: 1st May 2024

gd service provided to diversity conditions

5
gd service provided to diversity conditions Reviewed on: 1st May 2024

The vanquis app is good to use and make payments and...

5
The vanquis app is good to use and make payments and check your balance. The customer service are very helpful and friendly when you phone them. Very good bank to deal with 10/10 Reviewed on: 1st May 2024

I recommended Vanquis Credit Card to all my friends

5
I recommended Vanquis Credit Card to most of all my friends. All of them application was accepted. All happy with customer services. VANQUIS is one of my first Credit Card here in the UK. Reviewed on: 1st May 2024

Very good app fast and reliable and effective easy t...

4
Very good app fast and reliable and effective easy to use also Reviewed on: 1st May 2024

A credit building card that’s a credit itself

5
I’ve been extremely pleased with the service and product from Vanquis. As a card that is used to help improve my credit rating, it’s very much helped me to do that in a very short period of time. I’ve never experienced any negative issues at all and would absolutely recommend Vanquis for this looking to improve their credit rating. Reviewed on: 1st May 2024

Never had any issues apps very easy to use would rec...

5
Never had any issues apps very easy to use would recommend to friends Reviewed on: 1st May 2024

Review Vanquis : Credit builder credit card now

Help others make smarter decisions by sharing your own experience. Write a review