Paid advertisement
Smart Money People Logo
Newsletter

Vanquis : Credit builder credit card reviews

4.73
Based on 28,696 reviews, last reviewed 24th Sep 2026
100% decrease in 5 star reviews
in the past 90 days
97% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
87%
See only 4 star reviews
9%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
1%

Latest highest rating:

5

Because customers service is very polite Because customers service is very polite Reviewed on: 24th September 2026
Gugulethu 's avatar
Gugulethu

Latest lowest rating:

1

Vanquis: Ignoring it's customers Vanquis used to offer a great service when I first signed up. But recently they have withdrawn their old app, forcing a new app, with questionable sec... Read more Reviewed on: 10th July 2026
DD's avatar
DD

About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

Review Vanquis : Credit builder credit card now

Help others make smarter decisions by sharing your own experience. Write a review

Vanquis Credit builder credit card reviews (28696)

My experience with Vanquis has been pleasant.

5
My experience with Vanquis has been pleasant. Their app is excellent and user free. They are helpful in case of any issues with my card. Reviewed on: 3rd May 2024

Never had problems with Vanquis.

4
Never had problems with Vanquis. They really increased my credit limit when I was paying it back on time. No issue at all. Just the provision is quite high in my opinion so paying back as quickly as possible is the best option Reviewed on: 3rd May 2024

Easy to use app!

4
Easy to use app, transparent contract. Reviewed on: 3rd May 2024

Vanquaustic

5
Excellent service provided by vanquis ans staff so helpful even when struggling Reviewed on: 3rd May 2024

Vanquis gave me a very good starting limit and it's...

5
Vanquis gave me a very good starting limit and it's a very good way of building your credit score. Reviewed on: 3rd May 2024

Great credit builder card

5
Great credit builder card after my bankruptcy period ended. Upped my limit after responsible use to a great level. App is easy to use and never had an issues with my account over the 3+ years I have been with them. Easy application process and Reviewed on: 3rd May 2024

Very friendly always helpful and very reliable also...

5
Very friendly always helpful and very reliable also great to use anytime or anywhere I go helps in hard times and can count on use Reviewed on: 3rd May 2024

A great card with a great app to support it.

5
A great card with a great app to support it. Very straightforward to use as well. Reviewed on: 3rd May 2024

Great credit building!

5
When I returned from abroad after a few years I found the high street banks unwilling to give me any sort of credit even though I had previous history with them before relocating. My credit history was “missing” and even car insurance was extortionate. I applied and was accepted for a VANQUIS credit building card, I think the credit limit was £250. It wasn’t that I needed money, the important thing for me was building a credit score and history. The app is great and very user friendly, payment reminders, direct payments etc. I’ve been with this company since 2012, and it’s the only credit card I use. BTW, my credit limit is now £5000. Reviewed on: 3rd May 2024

Great service if I need to talk to customer service...

5
Great service if I need to talk to customer service they are always helpful. Reviewed on: 3rd May 2024

Do you have a different Vanquis product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Vanquis ?

  • Loans

    from Vanquis 4.86 from 1254 reviews
    Vanquis
  • Aquis Card

    from Vanquis 4.45 from 44 reviews
    Vanquis
  • Credit card

    from Vanquis 4.35 from 601 reviews
    Vanquis
    View all products