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Vanquis : Credit builder credit card reviews

4.73
Based on 26,839 reviews, last reviewed 20th May 2026
315000% increase in 5 star reviews
in the past 90 days
4700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
87%
See only 4 star reviews
9%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
1%

Latest highest rating:

5

Very clear instructions on how to pay and navigate y... Very clear instructions on how to pay and navigate your account Reviewed on: 20th May 2026
Andrew N's avatar
Andrew N

Latest lowest rating:

1

It WAS a great credit card... It was a great credit card until you brought in facial recognition - for "ID purposes" there's no way I'm uploading my photo over the internet - just ... Read more Reviewed on: 20th May 2026
Lisa's avatar
Lisa

About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (26839)

Not really had to contact them.

3
Not really had to contact them. Able to change payment date on line. Reviewed on: 2nd May 2024

Excellent customer service.

5
Excellent customer service. Sometimes though the interest is a little high Reviewed on: 2nd May 2024

Adverse credit history but they gave me a chance.

5
Great provider for credit building card. Reviewed on: 2nd May 2024

Win Win for Vanquish. .

3
I don’t like the way the fees are charged. What exactly are “Billed Finance Charges”? Why are they charged? Then you have the interest as well! When you make an extra payment the direct debit is then changed so that you have still only paid the monthly figure. Reviewed on: 2nd May 2024

Vanquis helped me when I needed to be helped with.

5
Vanquis helped me when I needed to be helped with. Thank you for that Vanquis Bank Reviewed on: 2nd May 2024

It's very difficult to pay off.

5
It's very difficult to pay off. Even if you pay over your minium amount it hardly makes a difference. You also hound your customers with a barrage of account chasers mainly from Europe and its VERY ANNOYING Reviewed on: 2nd May 2024

Easy App to access and use.

5
Easy App to access and use. Alerts really useful for when a monthly payment due. Reviewed on: 2nd May 2024

Always there for assistance.

5
Always there for assistance. Help when needed. Very customer friendly. Reviewed on: 2nd May 2024

Good service good experience good customer service

5
Good service good experience good customer service Reviewed on: 2nd May 2024

Best card for me

5
I have found Vanquis very affordable, interest rate is very good for me, I have not really had any reason to contact customer service but I am sure the service is great there too Reviewed on: 2nd May 2024

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