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Vanquis : Credit builder credit card reviews

4.73
Based on 28,696 reviews, last reviewed 24th Sep 2026
100% decrease in 5 star reviews
in the past 90 days
97% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
87%
See only 4 star reviews
9%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
1%

Latest highest rating:

5

Because customers service is very polite Because customers service is very polite Reviewed on: 24th September 2026
Gugulethu 's avatar
Gugulethu

Latest lowest rating:

1

Vanquis: Ignoring it's customers Vanquis used to offer a great service when I first signed up. But recently they have withdrawn their old app, forcing a new app, with questionable sec... Read more Reviewed on: 10th July 2026
DD's avatar
DD

About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

Review Vanquis : Credit builder credit card now

Help others make smarter decisions by sharing your own experience. Write a review

Vanquis Credit builder credit card reviews (28696)

Poor customer service

4
Need to improve online phone with agents Reviewed on: 3rd May 2024

Great service

5
I have always had a great service from Vanquis. They are secure and on the rare occasion that I have made a large purchase, that is out of my usual spending habits, they have sent a text to confirm it is me using the card and not a fraudster. They have also helped me improve my credit rating so well worth applying for a card from them. Reviewed on: 3rd May 2024

Stuck on £250 limit for years.

1
Stuck on £250 limit for years.id like to be able to have a higher limit. Never missed a repayment.had poor customer service on the phone. Had to ask for a manager. The operator initially refused. Reviewed on: 3rd May 2024

Good at letting you gradually, build your credit sco...

4
Good at letting you gradually, build your credit score up, and good to build up your spending ability Reviewed on: 3rd May 2024

High interest rate

3
Interest rate far too high and then was put up again. Reviewed on: 3rd May 2024

Great application.

5
Great application.Are very friendly with customer like me!!! Reviewed on: 3rd May 2024

Great card for building credit score

5
I have been using my Vanquis credit card for many years now, not only has it helped me re-build my credit score but helped me through difficult times. Certainly recommend getting one just repay as soon as possible Reviewed on: 3rd May 2024

It's not a bad card and I think it has helped alittl...

4
It's not a bad card and I think it has helped alittle with my credit score, interest is a little high which id prefer it to be lower then it would help credit scores more and people with difficulty in finance etc overall a ok card Reviewed on: 3rd May 2024

Always helpful and efficient

5
Always helpful and efficient, and quick to respond when contacted Reviewed on: 3rd May 2024

Your account

5
They always keep you posted about anything that is happening to your account. Reviewed on: 3rd May 2024

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