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Vanquis : Credit builder credit card reviews

Name: Credit builder credit card
Rating: 4.73 (26807 reviews)

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4.73

Based on 26,807 reviews, last reviewed 20th May 2026

313550% increase in 5 star reviews

in the past 90 days

4700% increase in 1 star reviews

in the past 90 days

87%

Latest highest rating:

5

Love Vanquis it’s great! Love Vanquis it’s great! I feel in control and I can review my spending Reviewed on: 20th May 2026

Latest lowest rating:

1

It WAS a great credit card... It was a great credit card until you brought in facial recognition - for "ID purposes" there's no way I'm uploading my photo over the internet - just ... Read more Reviewed on: 20th May 2026

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About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (26807)

High rates

Unfortunately had to use most of my credit allowance, I repay more than minimum amount but the interest charges are so high that Vanquis takes half on my payment so taking longer to pay off, I spoke to someone about it and was told they would reduce my rates but this has not been done. Reviewed on: 2nd May 2024

Highly recommended

Easy to use, no fuss, flexible, helpful staff Reviewed on: 2nd May 2024

Have helpful, very polite good service well informed

Have helpful, very polite good service well informed Reviewed on: 2nd May 2024

Vanquis are excellent, no need to go anywhere else

Vanquis are approachable, understanding and are very professional, especially when you have average or lower credit rating. Belonging you keep up with payments, vanquis will see you are a loyal customer and sometimes offer an increase if you ever need it, they are one of the best credit card companies out there Reviewed on: 2nd May 2024

Easy to use mobile app, good customer service and ab...

Easy to use mobile app, good customer service and absolutely no problems. Reviewed on: 2nd May 2024

Great app and customer service

Great app to manage my card spendings and payments. Reviewed on: 2nd May 2024

Very poor service

I use to rate vanquis as a very good company. Unfortunately when I tried to clear my balance as I don’t like paying interest, Vanquis said the payment wasn’t showing on my account. My bank statement showed it had been received. After 14+ phone calls over a month and a letter to say to pay it into an account number which I had paid it into after raising a complaint and still chasing it the payment suddenly showed up. The interest was removed but the stress and worry isn’t worth using the service again Reviewed on: 2nd May 2024

Very good easy to use app and the text message keeps...

Very good easy to use app and the text message keeps you updated Reviewed on: 2nd May 2024

They are informative and organised Helpful to me

They are informative and organised Helpful to me Reviewed on: 2nd May 2024

I paid for my purchases any time with the Vanquis cr...

I paid for my purchases any time with the Vanquis credit cart was very easy and comfortable. Reviewed on: 2nd May 2024

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