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Vanquis : Credit builder credit card reviews

View other Vanquis products
4.73
Based on 26,257 reviews, last reviewed 20th May 2026
288150% increase in 5 star reviews
in the past 90 days
4700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
86%
See only 4 star reviews
9%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
2%

Latest highest rating:

5

It’s been wonderful, I enjoy using my card. It’s been wonderful, I enjoy using my card. Reviewed on: 20th May 2026
Damilola B's avatar
Damilola B

Latest lowest rating:

1

It WAS a great credit card... It was a great credit card until you brought in facial recognition - for "ID purposes" there's no way I'm uploading my photo over the internet - just ... Read more Reviewed on: 20th May 2026
Lisa's avatar
Lisa
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About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (26257)

VANQUIS CARD

5
I use the Vanquis card for online purchase. Very handy for purchase when pay day is a few days away. Payments are very simple to use for your balance. Highly recommend Reviewed on: 2nd May 2024
SX's avatar
SX

Vanquis is a hight interest card

2
Vanquis is a good lender in the sense of credit limits however the interest rate is stupidly high and needs to come down Reviewed on: 2nd May 2024
Chantelle H's avatar
Chantelle H

All satisfactory - easy to use & understand.

5
All satisfactory - easy to use & understand. High interest rates as all credit cards but I always pay mine off. Reviewed on: 2nd May 2024
Sally S's avatar
Sally S

Excellent!

5
Excellent!!! Best credit card I've ever had!! Very pleased Reviewed on: 2nd May 2024
Jennifer L's avatar
Jennifer L

Make credit limit increase more easier.

1
Pro: N/A Cons: Low credit limit; never increase limit since I have it from 2016. Interest remains too high. No reward for spending. Reviewed on: 2nd May 2024
Shen's avatar
Shen

Interaction

3
Not really had a lot of interaction Reviewed on: 2nd May 2024
Charlene w's avatar
Charlene w

Great credit company

5
I originally applied for my vanquis card to put all of my debts in one place. Ut was interest free for a period of time. I managed to consolidate my debts and pay them off during the interest free period. Vanquis have rewarded me by increasing my balance and i have kept this as an emergency fund of money :) Reviewed on: 2nd May 2024
Cori F's avatar
Cori F

I am very happy with the Vanquis that help me to mai...

5
I am very happy with the Vanquis that help me to maintain my finances Reviewed on: 2nd May 2024
YASHPREET S's avatar
YASHPREET S

Good company to deal with, fast response to queries...

5
Good company to deal with, fast response to queries on the phone, and the app is really good with pay it services makes overpayments easy. Reviewed on: 2nd May 2024
John P's avatar
John P

I opened a credit card with them to build credit and...

5
I opened a credit card with them to build credit and they were very fast and fair Reviewed on: 2nd May 2024
A's avatar
A

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