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Vanquis : Credit builder credit card reviews

View other Vanquis products
4.73
Based on 26,487 reviews, last reviewed 20th May 2026
298850% increase in 5 star reviews
in the past 90 days
4700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
86%
See only 4 star reviews
9%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
2%

Latest highest rating:

4

exactly what it says on the tin! app easy to use. Good card if you have a below average credit score and you wish to build your credit history Reviewed on: 20th May 2026
gill R's avatar
gill R

Latest lowest rating:

1

It WAS a great credit card... It was a great credit card until you brought in facial recognition - for "ID purposes" there's no way I'm uploading my photo over the internet - just ... Read more Reviewed on: 20th May 2026
Lisa's avatar
Lisa
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About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (26487)

Some can be helpful and some can be helpful it depen...

3
Some can be helpful and some can be helpful it depend who you talk with Reviewed on: 2nd May 2024
Charlotte C's avatar
Charlotte C

Good .It’s ok for me.

5
I’m very happy . it helped me a lot Reviewed on: 2nd May 2024
Ioana P's avatar
Ioana P

Unethical

3
When I started my credit score was low. Now it is perfect. You only increase interest rates. Never lower them. Reviewed on: 2nd May 2024
Neil S's avatar
Neil S

Very helpful staff and polite and the app so easy an...

5
Very helpful staff and polite and the app so easy and quick to pay Reviewed on: 2nd May 2024
David W's avatar
David W

It's vantastic

5
Vanquis is ideal for personal view, helps with vacation flights hotels etc all the time helping with credit capabilities, it's vantatastic Reviewed on: 2nd May 2024
Al chap's avatar
Al chap

Excellent communication , support if needed and remi...

5
Excellent communication , support if needed and reminders . I have been with Vanquis for many years , after experiencing some bad credit that I experienced during a previous relationship . Being able to have a credit card and improve my credit rating helped so much . I love the app that I use to make payments. The app is very quick and easy to use . I receive text messages and emails to remind me to make a payment , which I find very useful . Thank you Reviewed on: 2nd May 2024
Michaela P's avatar
Michaela P

Good . .Nice

5
Good . Very good. . Ezy to work Reviewed on: 2nd May 2024
Zarrin Moghadam's avatar
Zarrin Moghadam

Vanquis are very good with their service.

5
Vanquis are very good with their service. No hidden charges. U get what you see Reviewed on: 2nd May 2024
Yetti A's avatar
Yetti A

Good card for what it's designed for

4
Card was fine, used it to build credit before applying for a card with more benefits. The app is great and easy to use, I can speak much about the CS experience as I never really needed to use it. Interest rates are on the high side and would be nice if the card offered more benefits. Could also be an idea to offer a card to users who have proven good usage that offers a higher limit, more benefits and cheaper rates, as currently once peoples credit has improved it's unlikely that they will stay with Vanquis for the reasons above. Reviewed on: 2nd May 2024
Dave S's avatar
Dave S

My experience with Vanquis has been brilliant.

5
My experience with Vanquis has been brilliant. Reviewed on: 2nd May 2024
Ian B's avatar
Ian B

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