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Vanquis : Credit builder credit card reviews

4.72
Based on 26,124 reviews, last reviewed 20th May 2026
282100% increase in 5 star reviews
in the past 90 days
4700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
86%
See only 4 star reviews
9%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
2%

Latest highest rating:

5

Great service haven't had a problem so far Great service haven't had a problem so far Reviewed on: 20th May 2026
Dean Rahaman's avatar
Dean Rahaman

Latest lowest rating:

1

It WAS a great credit card... It was a great credit card until you brought in facial recognition - for "ID purposes" there's no way I'm uploading my photo over the internet - just ... Read more Reviewed on: 20th May 2026
Lisa's avatar
Lisa

About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (26124)

Excellent service good rates easy to use

5
Excellent service good rates easy to use Reviewed on: 1st May 2024

Perfect credit builder card solution for people star...

5
Perfect credit builder card solution for people starting out their credit file Reviewed on: 1st May 2024

I've only recently opened my account...

4
I've only recently opened my account so can't really say much as of right now but I can I've found the app easy to navigate also once I received the card it was very easy to set up and get going also offered me a generous credit amount to start off with. Reviewed on: 1st May 2024

Total trouble free

5
Total trouble free and when you have a problem they are more than helps. Advisors are always curious and come across caring. Reviewed on: 1st May 2024

NOT A responsible lender

1
Communication is very poor and they frequently encourage you to take on more debt regardless of affordability. They are NOT a responsible lender. Reviewed on: 1st May 2024

Good access, no problems, I will recommend

5
Good access, no problems, I will recommend Reviewed on: 1st May 2024

Have used Vanquis for several years.

5
Have used Vanquis for several years. Love the app easy to use. When I have need to ring customer service in the past always helpful. As the app is so good rarely need to call as most things can be done on line. Reviewed on: 1st May 2024

Great credit builder!

5
Great credit builder, my score has gone up since opening an account. Love the app, makes it easier to manage my account, to make whatever adjustments I need to make straight away, to see what my balance is. Reviewed on: 1st May 2024

Good experience.

5
I have had a very good experience so far with Vanquis. Everything easy to understand. App easy to use. Reviewed on: 1st May 2024

Just works

5
Just works as advertised, no messing no catch Reviewed on: 1st May 2024

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