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Vanquis : Credit builder credit card reviews

4.73
Based on 27,034 reviews, last reviewed 21st May 2026
323550% increase in 5 star reviews
in the past 90 days
5000% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
87%
See only 4 star reviews
9%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
1%

Latest highest rating:

5

Vanquais helped me rebuild my credit again. Vanquais helped me rebuild my credit again. Reviewed on: 21st May 2026
Donna's avatar
Donna

Latest lowest rating:

1

they are complete time wasters at vanquis they are complete time wasters at vanquis Reviewed on: 21st May 2026
PETER E's avatar
PETER E

About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (27034)

All good so far no problems at all

5
All good so far no problems at all Reviewed on: 2nd May 2024

I've had this credit card for almost 5 years.

5
I've had this credit card for almost 5 years. In that time my credit has gone from bad to excellent by paying off the balance each month. Vanquis have also given me 3 credit increases, so it is nice to now have a decent buffer of credit there if I really need it. I've disputed a payment once and the customer service I received was great. Highly recommend. Reviewed on: 2nd May 2024

I find using the app very easy.

5
I find using the app very easy. I am able to access everything I need. Reviewed on: 2nd May 2024

Good experience with Vanquis Credit Card

5
My experience with Vanquis Credit Card has been nothing short of exceptional. From the moment I signed up, I've been consistently impressed by the level of service and support they provide. Using my credit card from Vanquis Credit Card has made managing my finances effortless and convenient. Whenever I've had questions or needed assistance, the customer service representatives at Vanquis Credit Card have always been knowledgeable, courteous, and responsive. I feel confident and secure knowing that my transactions are protected. Overall, I would highly recommend Vanquis Credit Card to anyone looking for a reliable and trustworthy credit card provider. Thank you, Vanquis Credit Card, for consistently delivering excellent service. Reviewed on: 2nd May 2024

Card received and App usage

5
Once card received which seemed to take an age but it was the postal system, easy to activate. I now use the app online on my phone which is fingerprint security protected, which I think is brilliant I can see what I am spending and who with so much better that waiting forever to get bank statements. I hope to get my credit increased soon as want to get rid of a couple of old cards that I have, Reviewed on: 2nd May 2024

Applying

5
Was easy to apply for and explained everything easy to understand Reviewed on: 2nd May 2024

Raised my interest rates 3 times in the space of 12...

3
Raised my interest rates 3 times in the space of 12 months. I believe this was because I had a high balance due and Vanquis were trying to capitalise on that, which is absolutely disgusting. I've paid off this card in full as a result of Vanquis' greed. Reviewed on: 2nd May 2024

Good Service

5
Have used on a few occasions and had good service every time Reviewed on: 2nd May 2024

Always an excellent service No worries using it home...

5
Always an excellent service No worries using it home or abroad Very safe and customer service fantastic Reviewed on: 2nd May 2024

I have had a couple of dodgy payments come out of my...

5
I have had a couple of dodgy payments come out of my account and Vanquis have dealt with them swiftly and are always happy to discuss concerns, even at 3am in the morning. I can't rate them highly enough. Reviewed on: 2nd May 2024

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