Paid advertisement
Smart Money People Logo
Newsletter

Vanquis : Credit builder credit card reviews

4.73
Based on 28,696 reviews, last reviewed 24th Sep 2026
100% decrease in 5 star reviews
in the past 90 days
97% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
87%
See only 4 star reviews
9%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
1%

Latest highest rating:

5

Because customers service is very polite Because customers service is very polite Reviewed on: 24th September 2026
Gugulethu 's avatar
Gugulethu

Latest lowest rating:

1

Vanquis: Ignoring it's customers Vanquis used to offer a great service when I first signed up. But recently they have withdrawn their old app, forcing a new app, with questionable sec... Read more Reviewed on: 10th July 2026
DD's avatar
DD

About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

Review Vanquis : Credit builder credit card now

Help others make smarter decisions by sharing your own experience. Write a review

Vanquis Credit builder credit card reviews (28696)

Everyday Purchase

4
I have enjoyed using the card for my everyday purchase, and it has helped to build my credit score Reviewed on: 2nd May 2024

Vanquis - excellent customer care

5
Vanquis is so easy to deal with & so straightforward to get hold of to answer any questions or clarify things. The difference with other banks is stark. Reviewed on: 2nd May 2024

Easy interface, good deals.

4
Easy interface, good deals. Wish credit limit was updated more often but a good service provider overall. Reviewed on: 2nd May 2024

Easy to use app and easy to find information you nee...

4
Easy to use app and easy to find information you need, but their interest rates are too high. Customer service team is helpful. Reviewed on: 2nd May 2024

Great credit score builder

5
I had a low credit score ten years ago at around 220, using this card for small things like shopping or fuel for the car was great, and a way of building my score back up. Fantastic card to have, and the app on my phone helps, can pay off using the app as well as having my direct debit. Reviewed on: 2nd May 2024

I’m really happy with my card and the customer servi...

5
I’m really happy with my card and the customer service I receive. Thank you. You’re brilliant Reviewed on: 2nd May 2024

Good credit building card.

5
Good credit building card. Good customer service. Reviewed on: 2nd May 2024

Great credit card very happy with it

4
Great credit card very happy with it Reviewed on: 2nd May 2024

After I had to declare myself bankrupt they provided...

5
After I had to declare myself bankrupt they provided me with a credit card so my life could continue. That was over 10 years ago and I am still with them. Reviewed on: 2nd May 2024

CREDIT CARD

3
Great app and service but loan rates are too high Reviewed on: 2nd May 2024

Do you have a different Vanquis product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Vanquis ?

  • Loans

    from Vanquis 4.86 from 1254 reviews
    Vanquis
  • Aquis Card

    from Vanquis 4.45 from 44 reviews
    Vanquis
  • Credit card

    from Vanquis 4.34 from 601 reviews
    Vanquis
    View all products