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Vanquis : Credit builder credit card reviews

4.73
Based on 26,895 reviews, last reviewed 21st May 2026
317550% increase in 5 star reviews
in the past 90 days
4700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
87%
See only 4 star reviews
9%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
1%

Latest highest rating:

5

Experience with Vanquis My experience has good excellent I have always been aware of my payments by email my payment have always been affordable always have the choice to hav... Read more Reviewed on: 21st May 2026
Sharon G's avatar
Sharon G

Latest lowest rating:

1

It WAS a great credit card... It was a great credit card until you brought in facial recognition - for "ID purposes" there's no way I'm uploading my photo over the internet - just ... Read more Reviewed on: 20th May 2026
Lisa's avatar
Lisa

About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (26895)

Quality and Efficient Service

4
The App is very easy to use and efficient. The customer service team is qualified, friendly and efficient in answering queries. I have found the overall experience with Vanquis to be a positive one. Reviewed on: 2nd May 2024

My Experience

5
I applied for a vanquis credit card when I had a very poor credit score. And over the years vanquis credit card has helped me build a much healthier credit score. The vanquis app is so easy to use and a real pleasure when paying my vanquis invoice. I also love the fact that I get a reminder to tell me payment is due and what my minimum payment is. Reviewed on: 2nd May 2024

Positive recommendation to Vanquis!

5
I opened a credit card account with Vanquis and the whole process has been quick, easy and efficient. I had the first 9 months interest free which is a brilliant sign up introduction. The app is great, nice and simple, direct debits and making payments easy to use and I just find Vanquis flawless so far, so for that I thank them and would highly recommend to anyone. Reviewed on: 2nd May 2024

Every time I phone I get excellent service

5
Every time I phone I get excellent service Reviewed on: 2nd May 2024

Money transfer offers are that NOT GREAT

3
Money transfer offers are that NOT GREAT Reviewed on: 2nd May 2024

Very good credit card

5
I was glad to get this credit card and I've been very happy with Vanquis. I do try and clear my statement balance each month as I don't want to pay high interest rates on debt. Over time my credit score has much improved Reviewed on: 2nd May 2024

Good services with vanquish.

5
Good services with vanquish. Very delightful to be a customer with your organisation. Easy access to my account. Reviewed on: 2nd May 2024

Brilliant and value for money love using vanquise

5
Brilliant and value for money love using vanquise Reviewed on: 2nd May 2024

Interest Rates Crippling

4
I understand the card is good for building credit ratings, but you interest rates make it very difficult to pay balances off. Reviewed on: 2nd May 2024

Very professional and will solve any problem that a...

5
Very professional and will solve any problem that arises so good with updated and reminders as well . Reviewed on: 2nd May 2024

Review Vanquis : Credit builder credit card now

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