Paid advertisement
Smart Money People Logo

Vanquis : Credit builder credit card reviews

4.73
Based on 26,965 reviews, last reviewed 21st May 2026
320700% increase in 5 star reviews
in the past 90 days
4800% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
87%
See only 4 star reviews
9%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
1%

Latest highest rating:

5

Everything is simple. Everything is simple. Easy to apply and the app is easy to navigate Reviewed on: 21st May 2026
Baffour Y's avatar
Baffour Y

Latest lowest rating:

1

Seems to be a very nosey bank and want personal info... Seems to be a very nosey bank and want personal information thats not relevant to customers and is off putting too. Reviewed on: 21st May 2026
Lee Morris's avatar
Lee Morris

About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

Review Vanquis : Credit builder credit card now

Help others make smarter decisions by sharing your own experience. Write a review

Vanquis Credit builder credit card reviews (26965)

I am very old customer of Vanquis didn’t have any pr...

5
I am very old customer of Vanquis didn’t have any problem with my card or app. Reviewed on: 1st May 2024

Thank you Vanquis

5
Can’t thank the customer service team enough every time I call helpful and respond to my queries and questions would like to thank the team for all they do Reviewed on: 1st May 2024

MY Vanquis My Saviours, best thing I did last year

5
Excellent, Vanquis has and is helping me get through such a difficult time in my life after being homeless, then getting housed and having poor credit Vanquis gave a chance and an opportunity that so far has been the best thing during very turbulent times and quite frankly I don’t where I’d be without them, I can’t thank them enough so I’ll be saying thank you by using them as much as possible and keeping up with the payments and recommending them any chance I get to everyone I meet Reviewed on: 1st May 2024

I love Vanquis because It provides one of the best s...

5
I love Vanquis because It provides one of the best services. Reviewed on: 1st May 2024

Very flexible and credit score helps

5
Very flexible and credit score helps Reviewed on: 1st May 2024

Helped a lot in difficult times, highly recommended

5
Helped a lot in difficult times, highly recommended Reviewed on: 1st May 2024

Thank you

5
Years ago I was going through a bad patch, I got through it with the help of vanquis and have never looked back Reviewed on: 1st May 2024

A repair your credit score card

5
After bankruptcy many moons ago I applied for this card when getting back to normality. Was accepted and it has instrumental in getting my credit score back to excellent. Not the lowest interest or all the bells and whistles of others but does exactly what is says on the tin. Used sensibly and your credit score will climb. I now have other cards with better interest rates and better benefits but I still use the Vanquis card as they helped me take control of my finances and offered a lifeline when no one else would. Reviewed on: 1st May 2024

Good service and value for money good

5
Good service and value for money good Reviewed on: 1st May 2024

Lower interest offered over most others.

5
Lower interest offered over most other competitors. Easy to manage my account in the app. Always clear and transparent with my charges. Reviewed on: 1st May 2024

Review Vanquis : Credit builder credit card now

Help others make smarter decisions by sharing your own experience. Write a review