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Vanquis : Credit builder credit card reviews

4.73
Based on 26,839 reviews, last reviewed 20th May 2026
315000% increase in 5 star reviews
in the past 90 days
4700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
87%
See only 4 star reviews
9%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
1%

Latest highest rating:

5

Very clear instructions on how to pay and navigate y... Very clear instructions on how to pay and navigate your account Reviewed on: 20th May 2026
Andrew N's avatar
Andrew N

Latest lowest rating:

1

It WAS a great credit card... It was a great credit card until you brought in facial recognition - for "ID purposes" there's no way I'm uploading my photo over the internet - just ... Read more Reviewed on: 20th May 2026
Lisa's avatar
Lisa

About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (26839)

Had no issues, easy to use.

5
Had no issues, easy to use. Always handy to have in wallet Reviewed on: 1st May 2024

New start.

5
Not had a credit card for almost 20yrs...ex wife ran up bills and fouled up my rating...wanting to get back on an even keel, applied to Vanquis and was approved...easy to use app too Reviewed on: 1st May 2024

My experience has been the smoothest ever.

5
My experience has been the smoothest ever. I applied for my card and I got approved. They notice even when you used your credit card wisely and increase the credit limit they sent me my letter by post. First time a company has told me I am using my card well this means they see and observe. I did not have to prove more but they just observed my spending unlike other companies that request you to apply only to deny you the increase and request you try in 4 months time. Kudos Am a happy customer. Reviewed on: 1st May 2024

Very simple and easy to use.

5
Very simple and easy to use/ track and manage your credit card. Easy to make payments and great customer care/service team. Quick responses in emergency cases ie losing a card and freezing and replacing. Very good service all round Reviewed on: 1st May 2024

As someone trying to get there credit score up vanqu...

5
As someone trying to get there credit score up vanquish was there to help Reviewed on: 1st May 2024

Easy to manage.

5
Easy to manage. Easy to use app. Quick service. Reviewed on: 1st May 2024

Please give me the money!!

5
Easy to apply and the app is good Reviewed on: 1st May 2024

So easy to use, the app is great

5
So easy to use, the app is great Reviewed on: 1st May 2024

I use my Vanquis card regularly, I poor credit...

5
I use my Vanquis card regularly, I had a poor credit score as I had not had any credit for over ten years. It’s a good manageable limit that you can use to build up a credit rating. Reviewed on: 1st May 2024

Won't use again

3
Takes to long twith application everything is an issue and interest rate are to high Reviewed on: 1st May 2024

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