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Vanquis : Credit builder credit card reviews

Name: Credit builder credit card
Rating: 4.73 (28696 reviews)

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4.73

Based on 28,696 reviews, last reviewed 24th Sep 2026

100% decrease in 5 star reviews

in the past 90 days

97% decrease in 1 star reviews

in the past 90 days

87%

Latest highest rating:

5

Because customers service is very polite Because customers service is very polite Reviewed on: 24th September 2026

Latest lowest rating:

1

Vanquis: Ignoring it's customers Vanquis used to offer a great service when I first signed up. But recently they have withdrawn their old app, forcing a new app, with questionable sec... Read more Reviewed on: 10th July 2026

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About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (28696)

Win Win for Vanquish. .

I don’t like the way the fees are charged. What exactly are “Billed Finance Charges”? Why are they charged? Then you have the interest as well! When you make an extra payment the direct debit is then changed so that you have still only paid the monthly figure. Reviewed on: 2nd May 2024

Vanquis helped me when I needed to be helped with.

Vanquis helped me when I needed to be helped with. Thank you for that Vanquis Bank Reviewed on: 2nd May 2024

It's very difficult to pay off.

It's very difficult to pay off. Even if you pay over your minium amount it hardly makes a difference. You also hound your customers with a barrage of account chasers mainly from Europe and its VERY ANNOYING Reviewed on: 2nd May 2024

Easy App to access and use.

Easy App to access and use. Alerts really useful for when a monthly payment due. Reviewed on: 2nd May 2024

Always there for assistance.

Always there for assistance. Help when needed. Very customer friendly. Reviewed on: 2nd May 2024

Good service good experience good customer service

Good service good experience good customer service Reviewed on: 2nd May 2024

Best card for me

I have found Vanquis very affordable, interest rate is very good for me, I have not really had any reason to contact customer service but I am sure the service is great there too Reviewed on: 2nd May 2024

They offered a great credit card balance, with poor...

They offered a great credit card balance, with poor credit and also offered a fantastic loan offer too Reviewed on: 2nd May 2024

when i had problem with my card contacted customer s...

when i had problem with my card contacted customer services they said they would send a letter out to comfirm my password it took.nearlly 9 days for letter to arrive so i couldnt use my card they said.it would take a couple of days to receive letter it took longer then it took another 8 days for them to send letter out confirming my new passcode so i was without my card for nearlly 3 weeks Reviewed on: 2nd May 2024

Vanquis has helped me build up my credit score.

Vanquis has helped me build up my credit score. Customer services is excellent and am always kept upto date with offers. Reviewed on: 2nd May 2024

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