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Vanquis : Credit builder credit card reviews

4.73
Based on 28,696 reviews, last reviewed 24th Sep 2026
100% decrease in 5 star reviews
in the past 90 days
97% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
87%
See only 4 star reviews
9%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
1%

Latest highest rating:

5

Because customers service is very polite Because customers service is very polite Reviewed on: 24th September 2026
Gugulethu 's avatar
Gugulethu

Latest lowest rating:

1

Vanquis: Ignoring it's customers Vanquis used to offer a great service when I first signed up. But recently they have withdrawn their old app, forcing a new app, with questionable sec... Read more Reviewed on: 10th July 2026
DD's avatar
DD

About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

Review Vanquis : Credit builder credit card now

Help others make smarter decisions by sharing your own experience. Write a review

Vanquis Credit builder credit card reviews (28696)

I think the interest is quite high but have never en...

4
I think the interest is quite high but have never encounters any problems Reviewed on: 2nd May 2024

It’s one of the great credit cards that i have used.

5
It’s one of the great credit cards that i have used. Very easy to use always Reviewed on: 2nd May 2024

5 Star's from me ' my card as helped me out in a big...

5
5 Star's from me ' my card as helped me out in a big way ie: any emergency or any every Day living cost'.. I love Vanquis thumbs up.. & tje people From Vanquis are very nice too me on the phone.. Reviewed on: 2nd May 2024

Loan Help

4
They helped me with a loan when no one else would Reviewed on: 2nd May 2024

They help me when I need it more

5
They help me when I need it more Reviewed on: 2nd May 2024

Vanquis has honestly been my best CC of them all.

5
Vanquis has honestly been my best CC of them all. Their interest rates have been consistently low for me. Providing me with money transfers and special offers all the time. Their customer service is great and the wait time to get in touch with them is never that long. I have been with them now 5 years and they will always be my go to card. You should try and see if you can get one. Reviewed on: 2nd May 2024

Applied with ease.

4
Applied with ease. Would like decreasing limits to be as easy in increasing them though. Reviewed on: 2nd May 2024

Decent credit limit and excellent app to manage card

5
Decent credit limit and excellent app to manage card Reviewed on: 2nd May 2024

I was recomended vanquis by a mate

5
I was recomended vanquis by a mate and boy let me tell you it has changed my life the app is easy to use constant updates make minimum and over minimum payments Reviewed on: 2nd May 2024

I’ve had no problems using my Vanquis card.

5
I’ve had no problems using my Vanquis card. The app is very user friendly. I get a reminder text when I have a payment due which is extremely helpful. Reviewed on: 2nd May 2024

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