Paid advertisement
Smart Money People Logo
Newsletter

Vanquis : Credit builder credit card reviews

4.73
Based on 28,695 reviews, last reviewed 1st Sep 2026
99% decrease in 5 star reviews
in the past 90 days
97% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
87%
See only 4 star reviews
9%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
1%

Latest highest rating:

5

They are always willing to help and support you with... They are always willing to help and support you with any financial issues with your account to enable you to get back on track or get update with your... Read more Reviewed on: 1st September 2026
Suzanne Harvey 's avatar
Suzanne Harvey

Latest lowest rating:

1

Vanquis: Ignoring it's customers Vanquis used to offer a great service when I first signed up. But recently they have withdrawn their old app, forcing a new app, with questionable sec... Read more Reviewed on: 10th July 2026
DD's avatar
DD

About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

Review Vanquis : Credit builder credit card now

Help others make smarter decisions by sharing your own experience. Write a review

Vanquis Credit builder credit card reviews (28695)

I got the Vanquis Credit Builder card to help impro...

5
“I got the Vanquis Credit Builder card to help improve my credit score. It’s done what I needed it to do, and the app makes it easy enough to keep track of spending and payments. That said, the interest rate is very high, so you really need to stay on top of payments and avoid carrying a balance if you can. The starting credit limit wasn’t huge either, but I suppose that’s expected with a credit builder card. Overall, it’s useful if you’re trying to rebuild credit, but it’s definitely not a card I’d use for everyday borrowing.” Reviewed on: 20th May 2026

They are always there to help you ief you phone...

5
They are always there to help you if you phone up Reviewed on: 20th May 2026

Excellent service

5
Have been very helpful to me sorting out my finances Reviewed on: 20th May 2026

Excellent customer service.

5
Excellent customer service. I had an issue with a recurring payment and it was sorted immediately and thoroughly. They really went the extra mile as I was struggling to deal with the Company. Vanquis even called me to say they had sorted it. Reviewed on: 20th May 2026

..quality

5
Great experience using this card and app easy to pay and use Reviewed on: 20th May 2026

Never been a problem I’ve been a customer for 10 yea...

5
Never been a problem I’ve been a customer for 10 years and always had good communication Reviewed on: 20th May 2026

Credit builder card.

5
Vanquis allows me to higher or lower my credit limits, the statements are clear and easy to understand. The rate that is stated is the rate you are given. Reviewed on: 20th May 2026

I cannot fault vanquis on anything excellent company...

5
I cannot fault vanquis on anything excellent company keep it up Reviewed on: 20th May 2026

Vanquis is fair, affordable and is very effective in...

5
Vanquis is fair, affordable and is very effective in building credit rating. They provide a limit to suit individuals needs which eradicates risk of debt. Reviewed on: 20th May 2026

Good for building your credit rating.

4
Good for building your credit rating. Recommended Reviewed on: 20th May 2026

Do you have a different Vanquis product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Vanquis ?

  • Loans

    from Vanquis 4.80 from 1254 reviews
    Vanquis
  • Aquis Card

    from Vanquis 4.46 from 44 reviews
    Vanquis
  • Credit card

    from Vanquis 4.35 from 601 reviews
    Vanquis
    View all products