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Vanquis : Credit builder credit card reviews

4.73
Based on 28,696 reviews, last reviewed 24th Sep 2026
100% decrease in 5 star reviews
in the past 90 days
97% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
87%
See only 4 star reviews
9%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
1%

Latest highest rating:

5

Because customers service is very polite Because customers service is very polite Reviewed on: 24th September 2026
Gugulethu 's avatar
Gugulethu

Latest lowest rating:

1

Vanquis: Ignoring it's customers Vanquis used to offer a great service when I first signed up. But recently they have withdrawn their old app, forcing a new app, with questionable sec... Read more Reviewed on: 10th July 2026
DD's avatar
DD

About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (28696)

Great customer service agents always provide help a...

5
Great customer service agents always provide help and support, more than happy with vanquis bank so will be a dedicated customer Reviewed on: 2nd May 2024

Easy to understand app.

5
Easy to use app and very easy to manage your money. A lifesaver in times of need. My credit increased every time I followed the easy to read balance and payment schedule. Reviewed on: 2nd May 2024

I have been with Vanquis a short time,but they are v...

5
I have been with Vanquis a short time,but they are very helpful and considerate with dealing with depth that people can repay Reviewed on: 2nd May 2024

I’ve been with Vanquis for about 5 years now to buil...

5
I’ve been with Vanquis for about 5 years now to build my credit score - this worked for me so well especially with the no interest for the first couple of years. It made my life so much easier as well as being a reliable fall back when I’m having a bad income moment. Reviewed on: 2nd May 2024

Great bank to deal with.

5
Great bank to deal with. Had no issues at all. Reviewed on: 2nd May 2024

Vanquis personal loan

5
Easy to apply for loan… provided that your credit score is good Reviewed on: 2nd May 2024

not money for nothing

5
good communication and always helpful. Reviewed on: 2nd May 2024

It has help to build my credit score , as well as th...

5
It has help to build my credit score , as well as the low apr cross the other providers made a good difference. Reviewed on: 2nd May 2024

Spending buddy

4
Started with Vanquis a few years back - have had a good relationship with them - haven't been bombarded with product offers or letters worrying about my level of debt or use of credit - I am using it - I am paying for it and it works for me. Reviewed on: 2nd May 2024

Easy to use app and clear guidance available.

5
Easy to use app and clear guidance available. Reviewed on: 2nd May 2024

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