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Vanquis : Credit builder credit card reviews

4.73
Based on 28,696 reviews, last reviewed 24th Sep 2026
100% decrease in 5 star reviews
in the past 90 days
97% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
87%
See only 4 star reviews
9%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
1%

Latest highest rating:

5

Because customers service is very polite Because customers service is very polite Reviewed on: 24th September 2026
Gugulethu 's avatar
Gugulethu

Latest lowest rating:

1

Vanquis: Ignoring it's customers Vanquis used to offer a great service when I first signed up. But recently they have withdrawn their old app, forcing a new app, with questionable sec... Read more Reviewed on: 10th July 2026
DD's avatar
DD

About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (28696)

Vanquish I a good card to have fair very understanding.

5
Vanquish I a good card to have fair very understanding. Helpful. And listen to help you out if possible Reviewed on: 2nd May 2024

Great service

5
Very easy to use app helps you to manage and keep up to date Reviewed on: 2nd May 2024

The ups and downs

5
Online not a great experience in the later past though through the app ,since downloading has been a worth while experience, All I need to keep track. Not a lovable APR, considering how long I have been with Vanquis, although I am not certain how Vanquis can change these things. So not too much I can add. Reviewed on: 2nd May 2024

My ex ruined my credit rating whilst I was in a coma...

5
My ex ruined my credit rating whilst I was in a coma, Vanquis listened and understood and helped me to get started rebuilding my credit rating Reviewed on: 2nd May 2024

Card opened to balance transfer from another card -...

5
Card opened to balance transfer from another card - it has saved me a great deal of interest Reviewed on: 2nd May 2024

Love the app so easy to use!

5
Love the app so easy to use. I like how easy it is to contact them if you have a question. Reviewed on: 2nd May 2024

Help me when I don’t have the money for bills or the...

5
Help me when I don’t have the money for bills or the cost of living Reviewed on: 2nd May 2024

I have been a customer for many years, the support,...

5
I have been a customer for many years, the support, easy use of my card and customer service is wonderful Reviewed on: 2nd May 2024

When I have called into vanquis call centre I have a...

5
When I have called into vanquis call centre I have always felt it was personal.Staff only to pleased to advise me on suitability at the time .I have had a recent enquiry about upping my limit to £1,000 .the call handler explained how it works .I have to be honest that the service has always been a pleasant service and very personal.No hesitation in recommending the vanquis name . Reviewed on: 2nd May 2024

Simply The Best

5
I have 4 cards and Vanquis is the best, the cheapest with excellent features and usable on  Pay which is a major plus but the one feature that this card has that none of the other 3 cards that I have allow is 'No Cash Fee' charge for moving money between cards which all the others do at £3 a transaction as I think it is not really a cash transaction if you do not draw cash from an ATM which I accept Reviewed on: 2nd May 2024

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