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Vanquis : Credit builder credit card reviews

Name: Credit builder credit card
Rating: 4.73 (28696 reviews)

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4.73

Based on 28,696 reviews, last reviewed 24th Sep 2026

100% decrease in 5 star reviews

in the past 90 days

97% decrease in 1 star reviews

in the past 90 days

87%

Latest highest rating:

5

Because customers service is very polite Because customers service is very polite Reviewed on: 24th September 2026

Latest lowest rating:

1

Vanquis: Ignoring it's customers Vanquis used to offer a great service when I first signed up. But recently they have withdrawn their old app, forcing a new app, with questionable sec... Read more Reviewed on: 10th July 2026

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About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (28696)

Always good customer service would highly recommend

Always good customer service would highly recommend Reviewed on: 2nd May 2024

Not had card long but no problems

Not had card long but no problems Reviewed on: 2nd May 2024

Really useful app

Really useful app to manage my account Reviewed on: 2nd May 2024

Easy to use, easy to make payments

Easy to use, easy to make payments Reviewed on: 2nd May 2024

Credit rate to high, even in good credit rating.

Credit rate to high, even in good credit rating. Reviewed on: 2nd May 2024

Vanquis!! Your money couldn't be safer with them

I unfortunately had my card scammed recently but vanquis recognised the problem, stopped my card and called to discuss, couldn't ask for a more proactive company protecting my money Reviewed on: 2nd May 2024

Brilliant helped get my credit score up

Brilliant helped get my credit score up Reviewed on: 2nd May 2024

Excellent and accessible App

Excellent easy access card with up to date information and an accessible way to pay. Very clear and concise for the user to operate and maintain. Reviewed on: 2nd May 2024

Too high interest which is letting the offer down .

Too high interest which is letting the offer down . However in might be useful to build your credit score if you are able to avoid the danger of not paying back asap Reviewed on: 2nd May 2024

Excellent customer service and overall experience

Excellent customer service, ideal credit facility in difficult times, Vanquis seems to value and reward loyalty for remaining a customer, though interest rates to start out are high. That can come down as is my experience, which is nice when it happens. Website and online fucntionality is very user friendly, so it's easy to stay on top of things and manage your account. And whether you get through on the phone to customer service reps in the UK or in Vanquis' South Africa call centre, over many years I have found them to be helpful, professional and polite. And in recent years when I had to take a payment holiday - it was offered - it went smoothly, really helped, and Vanquis were great throughout. And when I started my journey my credit score was in the poor segment; it's now at the top of the Good segment, i.e. almost excellent. All in all, I'd recommend Vanquis as a card to rebuild your credit. Reviewed on: 2nd May 2024

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