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Vanquis : Credit builder credit card reviews

4.73
Based on 28,696 reviews, last reviewed 24th Sep 2026
100% decrease in 5 star reviews
in the past 90 days
97% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
87%
See only 4 star reviews
9%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
1%

Latest highest rating:

5

Because customers service is very polite Because customers service is very polite Reviewed on: 24th September 2026
Gugulethu 's avatar
Gugulethu

Latest lowest rating:

1

Vanquis: Ignoring it's customers Vanquis used to offer a great service when I first signed up. But recently they have withdrawn their old app, forcing a new app, with questionable sec... Read more Reviewed on: 10th July 2026
DD's avatar
DD

About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

Review Vanquis : Credit builder credit card now

Help others make smarter decisions by sharing your own experience. Write a review

Vanquis Credit builder credit card reviews (28696)

Received late payment fine for paying on payment date.

3
When I first got my Vanquis credit card I paid my first minimum payment on the date it stated it was required by but I still got a late payment fine. I couldn’t easily find a phone number to speak up someone about it so I ended up leaving it. Reviewed on: 2nd May 2024

Vanquis value for money. ...

5
I find having my card handy for small purchases, groceries and petrol. It's good to know I can contact you if I need to. Reviewed on: 2nd May 2024

I have never had any problems with Vanquis and when...

5
I have never had any problems with Vanquis and when the need arises their customer services is excellent Reviewed on: 2nd May 2024

Good, helpful service, especially by telephone, n...

4
Good, helpful service, especially by telephone, no irritating waiting, straight to business. Reviewed on: 2nd May 2024

Overall, the Vancuis credit card offers competitive...

5
Overall, the Vancuis credit card offers competitive rewards and low fees, making it a great option for everyday use. Customers praise its generous cashback program and easy-to-use online account management Reviewed on: 2nd May 2024

App fantastic.

5
The App makes it very easy to keep track of spending and allows you to pay directly from your bank with funds then show automatically on the account. I also get notifications if I am reaching my credit limit which also makes budgeting much easier and helps avoid over spending and getting charges. Reviewed on: 2nd May 2024

Easy to set up the online app.

5
Easy to set up the online app. Keeps everything up to date so you can easily keep control of your finances. Have had no problems with using my card at any retailers or online. Found customer services helpful, friendly and they listen to any concerns in a professional manner. Reviewed on: 2nd May 2024

Very easy to deal with and will support you when oth...

5
Very easy to deal with and will support you when others don`t Reviewed on: 2nd May 2024

I got the card at first as a credit builder, all for...

3
I got the card at first as a credit builder, all for shopping Reviewed on: 2nd May 2024

love the app very easy to use, notifications are ver...

5
love the app very easy to use, notifications are very helpful Reviewed on: 2nd May 2024

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