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Vanquis : Credit builder credit card reviews

View other Vanquis products
4.73
Based on 27,592 reviews, last reviewed 21st May 2026
348500% increase in 5 star reviews
in the past 90 days
5000% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
87%
See only 4 star reviews
9%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
1%

Latest highest rating:

5

Very good and efficient reliable service Very good and efficient reliable service Reviewed on: 21st May 2026
BRIAN MUKIWA's avatar
BRIAN MUKIWA

Latest lowest rating:

1

they are complete time wasters at vanquis they are complete time wasters at vanquis Reviewed on: 21st May 2026
PETER E's avatar
PETER E
Read all reviews Write a review

About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (27592)

Excellent That's great to hear!

5
That's great to hear! If you're satisfied with the payment process and customer service provided by your credit card company, it's a positive sign of their reliability and efficiency Reviewed on: 1st May 2024
Afna 's avatar
Afna

Easy to use the app and manage your spending.

5
Easy to use the app and manage your spending. Reviewed on: 1st May 2024
shellac's avatar
shellac

It is fit for purpose and meet my credit needs.

5
It is fit for purpose and meet my credit needs. The vanquis app is user friendly and easy to use. Reviewed on: 1st May 2024
Mayowa A's avatar
Mayowa A

Vanquis is best

5
Good for credit building ,good customer service,Vanquis app is easy to use Reviewed on: 1st May 2024
Amandeep singh's avatar
Amandeep singh

Vanquis helps you rebuild your credit

5
Vanquis has been very helpful in enabling me to build up my credit rating and have rewarded me by increasing my credit limit by 300%. This has enabled me to use it to buy larger purchases knowing I have the added protection which comes with paying by credit card. I would highly recommend this credit card company. Reviewed on: 1st May 2024
A K Buckley's avatar
A K Buckley

Excellent card for low credit scores

5
Excellent service always had regular credit increases Reviewed on: 1st May 2024
Alan b's avatar
Alan b

Was good to start with but I wasn’t aware I’d be get...

5
Was good to start with but I wasn’t aware I’d be getting charged £25 a month after the year so it’s taking me twice as long to pay back Reviewed on: 1st May 2024
Bonnie F's avatar
Bonnie F

I am totally disgusted with Vanquis as you send me t...

1
I am totally disgusted with Vanquis as you send me texts that I can neither reply to or block. On top of that you charge me for them which I am going to make very public to all people I know it’s cost me over £20 so far and I am in the early stages of talking legal action. Stop sending me texts. Reviewed on: 1st May 2024
Anthony T's avatar
Anthony T

Great service

5
Amazing service, never fail to amaze me Reviewed on: 1st May 2024
Barbara C's avatar
Barbara C

Well firstly, I am proud to say I am with Vanquis!

5
Well firstly, I am proud to say I am with Vanquis! They have helped me have access to to extra funds throughout the months. Even better yet doing this also helps me build my credit score at the same time. There was one situation I was near my limit, and i made a cash withdrawal. I had forgot there was a cash fee for this, so I was confused as to how I went into overdraft. But I spoke to a very helpful and polite member of the Vanquis team, they helped me understand better and assisted in telling me how this all works and when the monthly statements generate on my account, I I was informed to make sure I keep a certain amount in the account around the given time so I don’t have the same issues again. I really do appreciate all the service that you have offered me Vanquis! Reviewed on: 1st May 2024
Aaron J's avatar
Aaron J

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