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Vanquis : Credit builder credit card reviews

4.73
Based on 28,695 reviews, last reviewed 1st Sep 2026
99% decrease in 5 star reviews
in the past 90 days
97% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
87%
See only 4 star reviews
9%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
1%

Latest highest rating:

5

They are always willing to help and support you with... They are always willing to help and support you with any financial issues with your account to enable you to get back on track or get update with your... Read more Reviewed on: 1st September 2026
Suzanne Harvey 's avatar
Suzanne Harvey

Latest lowest rating:

1

Vanquis: Ignoring it's customers Vanquis used to offer a great service when I first signed up. But recently they have withdrawn their old app, forcing a new app, with questionable sec... Read more Reviewed on: 10th July 2026
DD's avatar
DD

About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (28695)

Vanquis excellent all.round!!

5
Vanquis is easy to deal with and had no problems. App is easy and appealing. No complaints. Reviewed on: 2nd May 2024

Vanquish is a good company who offer fair interest r...

5
Vanquish is a good company who offer fair interest rate and with the quick check its so easy to see if youll be accepted . My credit isnt the best and vanquish still helped me Reviewed on: 2nd May 2024

Help when needed.

5
Help when needed. Friendly service. Reviewed on: 2nd May 2024

Fuss free- quick customer service!

5
Easy, quick service. Customer service is on point and no extra fuss. Highly recommend this company- they will not disappoint! Reviewed on: 2nd May 2024

I am using this card from last one year I never had...

5
I am using this card from last one year I never had any problem or issues using this card and I refer to my frnds also. Reviewed on: 2nd May 2024

Good and beautiful, it easy and great.

5
Good and beautiful, it easy and great. Reviewed on: 2nd May 2024

Meeting customers expectations with surprise

5
As a new customer to vanquish they met my expectation with surprise Reviewed on: 2nd May 2024

Helped so much with my credit score

5
Helped so much with my credit score Reviewed on: 2nd May 2024

I've always experienced streight forward service an...

5
I've always experienced streight forward service and ease of use. Reviewed on: 2nd May 2024

Very high interest rates and very low credit on the...

3
Very high interest rates and very low credit on the card, considering my other cards are in the £4000 region and Vanquis have kept mine at £500 for a couple of years. I don’t use Vanquis any more for these reasons. I do think you need to structure your business model differently. Fine to start of with these rates/limits for bad credit customers but things needs to change with their journey, or you will just lose them as a customer. Reviewed on: 2nd May 2024

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