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Vanquis : Credit builder credit card reviews

4.73
Based on 27,705 reviews, last reviewed 21st May 2026
353650% increase in 5 star reviews
in the past 90 days
5000% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
87%
See only 4 star reviews
9%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
1%

Latest highest rating:

5

Easy to use and good to use the app Easy to use and good to use the app Reviewed on: 21st May 2026
Sheila G's avatar
Sheila G

Latest lowest rating:

1

they are complete time wasters at vanquis they are complete time wasters at vanquis Reviewed on: 21st May 2026
PETER E's avatar
PETER E

About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (27705)

I am totally disgusted with Vanquis as you send me t...

1
I am totally disgusted with Vanquis as you send me texts that I can neither reply to or block. On top of that you charge me for them which I am going to make very public to all people I know it’s cost me over £20 so far and I am in the early stages of talking legal action. Stop sending me texts. Reviewed on: 1st May 2024

Great service

5
Amazing service, never fail to amaze me Reviewed on: 1st May 2024

Well firstly, I am proud to say I am with Vanquis!

5
Well firstly, I am proud to say I am with Vanquis! They have helped me have access to to extra funds throughout the months. Even better yet doing this also helps me build my credit score at the same time. There was one situation I was near my limit, and i made a cash withdrawal. I had forgot there was a cash fee for this, so I was confused as to how I went into overdraft. But I spoke to a very helpful and polite member of the Vanquis team, they helped me understand better and assisted in telling me how this all works and when the monthly statements generate on my account, I I was informed to make sure I keep a certain amount in the account around the given time so I don’t have the same issues again. I really do appreciate all the service that you have offered me Vanquis! Reviewed on: 1st May 2024

It's easy to use and the interest rate is not bad wh...

5
It's easy to use and the interest rate is not bad when you speak to customer service them help you out so you don't have to stress Reviewed on: 1st May 2024

I find it easy to use and more importantly understan...

5
I find it easy to use and more importantly understand how it works , making payments and controlling my finances are made easy with the app too Reviewed on: 1st May 2024

No issues easy app to use and helps build your credi...

5
No issues easy app to use and helps build your credit just wish the interest wasn’t as high Reviewed on: 1st May 2024

Brilliant credit builder card

5
Brilliant credit builder card and very easy to use app to keep on top of things Reviewed on: 1st May 2024

To be fare, I have had little to no experience with...

5
To be fare, I have had little to no experience with difficulties in my dealings with anyone at any offices as yet, I use my credit card as and when I need to and at the end of the month pay off the outstanding total. With this, I have no problems. Reviewed on: 1st May 2024

I tried to pay a bill and it wouldn’t let me it said...

3
I tried to pay a bill and it wouldn’t let me it said I had to phone them Reviewed on: 1st May 2024

Always helpful and everything is easy to understand

5
Always helpful and everything is easy to understand Reviewed on: 1st May 2024

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