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Vanquis : Credit builder credit card reviews

4.73
Based on 28,695 reviews, last reviewed 1st Sep 2026
99% decrease in 5 star reviews
in the past 90 days
97% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
87%
See only 4 star reviews
9%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
1%

Latest highest rating:

5

They are always willing to help and support you with... They are always willing to help and support you with any financial issues with your account to enable you to get back on track or get update with your... Read more Reviewed on: 1st September 2026
Suzanne Harvey 's avatar
Suzanne Harvey

Latest lowest rating:

1

Vanquis: Ignoring it's customers Vanquis used to offer a great service when I first signed up. But recently they have withdrawn their old app, forcing a new app, with questionable sec... Read more Reviewed on: 10th July 2026
DD's avatar
DD

About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

Review Vanquis : Credit builder credit card now

Help others make smarter decisions by sharing your own experience. Write a review

Vanquis Credit builder credit card reviews (28695)

No issues, great service.

5
No issues, great service. Automated phone, on-line banking, customer service easy to use. All round great service Reviewed on: 2nd May 2024

Good service

5
Very easy to understand the web site. Reviewed on: 2nd May 2024

Piece of mind.

5
I got the card to help fix my credit score and I was a bit afraid of getting into debt, but the app is so simple to use and understand. I can see what I have used and see what I can afford to spend paying in is a piece of cake too. I just tell the app the sum I want to pay in and that’s it. My credit score is better, I have money for an emergency and because I can see what is available I can make informed decisions on my spending. It’s so straightforward. I get paper statements too and Vanquis don’t send 100s of annoying texts or emails like some other providers. I don’t worry about money these days and it’s good to know that the card is there if I need it. Reviewed on: 2nd May 2024

I had a bad credit rating, now after having vanquis...

5
I had a bad credit rating, now after having vanquis my rating gone up and more lenders are wishing me to be part of their customers Reviewed on: 2nd May 2024

Very easy to apply, credit limit was increased at a...

5
Very easy to apply, credit limit was increased at a reasonable time, friendly staff to talk to , and also it has really helped my credit rating improve slowly, hopefully it will continue to keep Increasing over time :) Reviewed on: 2nd May 2024

Customer service generally very satisfactory and sec...

5
Customer service generally very satisfactory and security excellent Reviewed on: 2nd May 2024

always understandind and resonable rates

5
always understandind and resonable rates Reviewed on: 2nd May 2024

Excellent service , the customer service team were v...

5
Excellent service , the customer service team were very helpful Reviewed on: 2nd May 2024

Vanquis is brilliant

5
Vanquis is brilliant at helping keep track of your spending and the app is brilliant and easy to use and make payments would recommend to any Reviewed on: 2nd May 2024

Excellent service works well, i dont have anything n...

5
Excellent service works well, i dont have anything negative to say, i am very happy with my account. Reviewed on: 2nd May 2024

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